Qliro AB (FRA:2AI) Growth Rank: 6 (As of Jul. 20, 2026) — 200% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:2AI Qliro AB FRA:2AI
68 GF Score
Price €1.74
GF Value €1.59
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Qliro AB Growth Rank?

Qliro AB FRA:2AI +3.57% 68 Growth Rank is 6 as of Jul. 20, 2026, which is 200% above its 10-year median of 2.00. GuruFocus rates FRA:2AI with a GF Score™ of 68/100 and a GF Value™ of €1.59 (Fairly Valued). The stock has 6 warning signs investors should review.

Qliro AB has the Growth Rank of 6.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.


FRA:2AI vs V, MA, AXP: Growth Rank Comparison

For the Credit Services subindustry, Qliro AB's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qliro AB Growth Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qliro AB's Growth Rank distribution charts can be found below:

* The bar in red indicates where Qliro AB's Growth Rank falls into.


FRA:2AI
68GF Score
Qliro AB FRA:2AI
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 6 mean?
Qliro AB (FRA:2AI) has a Growth Rank of 6 as of Jul. 20, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Qliro AB and its competitors. This is 200% above median its historical median of 2.00. Over the past decade, Qliro AB's Growth Rank has ranged from 1.00 to 6.00.
Is Qliro AB's Growth Rank too high?
Qliro AB's current Growth Rank of 6 is 200% above median its 10-year median of 2.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 6.00. Overall, Qliro AB has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's Growth Rank compare to V and MA?
Qliro AB's Growth Rank of 6 can be compared against companies in the Credit Services industry. Historically, Qliro AB's own Growth Rank has ranged from 1.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Credit Services company?
A good Growth Rank depends on the Credit Services industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Qliro AB and its competitors. Qliro AB's current Growth Rank is 6, which is 200% above median its own 10-year median of 2.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (FRA:2AI) is currently considered Fairly Valued. The stock's GF Value™ is €1.59, compared to a current price of €1.74 — trading 9.4% above its estimated fair value. The current Growth Rank is 6, which is 200% above median its 10-year median of 2.00. Qliro AB's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current Growth Rank is 6 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qliro AB (FRA:2AI) Overvalued in 2026?

Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued. The current stock price of €1.74 is trading 9.4% above its estimated GF Value™ of €1.59. GuruFocus considers Qliro AB to be Fairly Valued.

Key valuation signals for FRA:2AI:

  • Growth Rank: 6 (200% above median its 10-year median of 2.00)
  • GF Value™: €1.59 vs. price of €1.74 (9.4% above fair value)
  • GF Score™: 68/100 with 6 warning signs

No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qliro AB Business Description

Other Exchanges QLIRO:Sweden
Address Sveavagen 151, Stockholm, SWE, 113 46
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
68GF Score

Get the complete analysis for FRA:2AI

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.74
Price
€1.59
GF Value