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Qliro ABFRA:2AI 69 EV-to-EBITDA is -2,049.21 as of Jul. 16, 2026. GuruFocus rates FRA:2AI with a GF Score™ of 69/100 and a GF Value™ of €1.59 (Fairly Valued). The stock has 6 warning signs investors should review. Among 324 Credit Services companies, Qliro AB ranks worse than 308641.67% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Qliro AB's enterprise value is €211.07 Mil.
Qliro AB's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €-0.10 Mil. Therefore, Qliro AB's EV-to-EBITDA for today is -2,049.21.
The historical rank and industry rank for Qliro AB's EV-to-EBITDA or its related term are showing as below:
FRA:2AI'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -7191.16 Med: 57.51 Max: 614.97
Current: -1378.3
During the past 9 years, the highest EV-to-EBITDA of Qliro AB was 614.97. The lowest was -7191.16. And the median was 57.51.
FRA:2AI's EV-to-EBITDA is ranked worse than 100% of 324
companies
in the Credit Services industry
Industry Median: 22.15
vs FRA:2AI: -1378.30
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Qliro AB (FRA:2AI) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Qliro AB's share price for today is €1.68.
Qliro AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.287.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Qliro AB's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Qliro AB's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Qliro AB EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Qliro AB's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Qliro AB's EV-to-EBITDA falls into.
Qliro AB's current Enterprise Value is €211.07 Mil.
Qliro AB's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-0.10 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Qliro AB (FRA:2AI) has a EV-to-EBITDA of -2,049.21 as of Jul. 16, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Qliro AB. According to the industry distribution chart, Qliro AB ranks #999999 out of 324 companies in the Credit Services industry.
Is Qliro AB's EV-to-EBITDA too high?
Qliro AB's current EV-to-EBITDA is -2,049.21. Based on the distribution chart, Qliro AB ranks #999999 out of 324 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Qliro AB has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Qliro AB ranks #999999 out of 324 companies for EV-to-EBITDA. This places Qliro AB in the lower half of its industry. The industry median EV-to-EBITDA is 22.15. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 22.15, based on 324 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Qliro AB. For the Credit Services industry, the median EV-to-EBITDA is 22.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Qliro AB's current EV-to-EBITDA is -2,049.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Based on GuruFocus' analysis, Qliro AB (FRA:2AI) is currently considered Fairly Valued. The stock's GF Value™ is €1.59, compared to a current price of €1.68 — trading 5.7% above its estimated fair value. The current EV-to-EBITDA is -2,049.21. Qliro AB's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current EV-to-EBITDA is -2,049.21 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Qliro AB (FRA:2AI) Overvalued in 2026?
Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued.
The current stock price of €1.68 is trading 5.7% above its estimated GF Value™ of €1.59.
GuruFocus considers Qliro AB to be Fairly Valued.
Key valuation signals for FRA:2AI:
EV-to-EBITDA: -2,049.21
GF Value™: €1.59 vs. price of €1.68 (5.7% above fair value)
No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
69GF Score
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