Qliro AB (FRA:2AI) Debt-to-Asset : 0.72 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:2AI Qliro AB FRA:2AI
70 GF Score
Price €1.53
GF Value €1.48
! 5 Warning Signs
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What is Qliro AB Debt-to-Asset?

Qliro AB FRA:2AI -0.97% 70 Debt-to-Asset is 0.72 as of Jun. 2026. GuruFocus rates FRA:2AI with a GF Score™ of 70/100 and a GF Value™ of €1.48. The stock has 5 warning signs investors should review.

Qliro AB's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.00 Mil. Qliro AB's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €218.00 Mil. Qliro AB's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was €302.48 Mil. Qliro AB's debt to asset for the quarter that ended in Jun. 2026 was 0.72.


Qliro AB  (FRA:2AI) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Qliro AB Debt-to-Asset Related Terms


Qliro AB Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Qliro AB's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qliro AB Debt-to-Asset Chart

Qliro AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only 0.81 0.82 0.83 0.79 0.77

Qliro AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.70 0.77 0.74 0.72

FRA:2AI vs V, MA, AXP: Debt-to-Asset Comparison

For the Credit Services subindustry, Qliro AB's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qliro AB Debt-to-Asset vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qliro AB's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Qliro AB's Debt-to-Asset falls into.


FRA:2AI
70GF Score
Qliro AB FRA:2AI
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Qliro AB Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Qliro AB's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(233.36 + 6.488) / 310.191
=0.77

Qliro AB's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.72 mean?
Qliro AB (FRA:2AI) has a Debt-to-Asset of 0.72 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Qliro AB and its competitors.
Is Qliro AB's Debt-to-Asset too high?
Qliro AB's current Debt-to-Asset is 0.72. Overall, Qliro AB has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Qliro AB's Debt-to-Asset compare to V and MA?
Qliro AB's Debt-to-Asset of 0.72 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Credit Services company?
A good Debt-to-Asset depends on the Credit Services industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Qliro AB and its competitors. Qliro AB's current Debt-to-Asset is 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qliro AB stock overvalued right now?
Qliro AB (FRA:2AI) has a current Debt-to-Asset of 0.72. The stock's GF Value™ is €1.48, compared to a current price of €1.53 — trading 3.4% above its estimated fair value. The current Debt-to-Asset is 0.72. Qliro AB's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Qliro AB (FRA:2AI), the current Debt-to-Asset is 0.72 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qliro AB (FRA:2AI) Overvalued in 2026?

Based on GuruFocus' analysis, Qliro AB stock appears to be overvalued. The current stock price of €1.53 is trading 3.4% above its estimated GF Value™ of €1.48.

Key valuation signals for FRA:2AI:

  • Debt-to-Asset: 0.72
  • GF Value™: €1.48 vs. price of €1.53 (3.4% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the FRA:2AI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qliro AB Business Description

Other Exchanges QLIRO:Sweden
Address Sveavagen 151, Stockholm, SWE, 113 46
Qliro AB is a fintech company that provides digital payment solutions to both Enterprise and SME merchants, with a primary focus on e-commerce. Its offering to merchants includes a checkout solution designed to maximise both conversion and upselling. The Unified Payments system integrates all relevant payment methods in one offering, allowing flexible implementation. For consumers, Qliro offers its proprietary invoice and part-payment services (Pay Later) available through connected merchants throughout the Nordics, as well as personal savings accounts in Sweden and Germany. The Group identifies only one operating segment: Payment Solutions. Geographically, it generates maximum revenue from Sweden, and the rest from Finland, Denmark, and Norway.
70GF Score

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Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.53
Price
€1.48
GF Value