OPRT (Oportun Financial) Cash Ratio

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OPRT Oportun Financial Corp OPRT
54 GF Score
Price $6.45
GF Value $6.91
Valuation Fairly Valued
! 3 Warning Signs
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What is Oportun Financial Cash Ratio?

GuruFocus does not calculate Cash Ratio for banks and insurance companies.

OPRT
54GF Score
Oportun Financial Corp OPRT
Cash Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be undervalued. The current stock price of $6.45 is trading 6.7% below its estimated GF Value™ of $6.91. GuruFocus considers Oportun Financial to be Fairly Valued.

Key valuation signals for OPRT:

  • Cash Ratio:
  • GF Value™: $6.91 vs. price of $6.45 (6.7% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
54GF Score

Get the complete analysis for OPRT

Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.45
Price
$6.91
GF Value