OPRT (Oportun Financial) Total Noninterest Expense: $360.4 Mil (As of Mar. 2026)


OPRT Oportun Financial Corp OPRT
50 GF Score
Price $6.01
GF Value $4.26
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Oportun Financial Total Noninterest Expense?

Oportun Financial OPRT +6.75% 50 Total Noninterest Expense is $360.4 Mil as of Mar. 2026. GuruFocus rates OPRT with a GF Score™ of 50/100 and a GF Value™ of $4.26 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Oportun Financial's Total Noninterest Expense for the three months ended in Mar. 2026 was $91.3 Mil. Oportun Financial's Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 was $360.4 Mil.

Oportun Financial Total Noninterest Expense Related Terms

Oportun Financial Total Noninterest Expense Historical Data

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The historical data trend for Oportun Financial's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Total Noninterest Expense Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 467.69 607.47 534.32 410.38 361.76

Oportun Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 92.67 94.44 90.81 83.84 91.33
OPRT
50GF Score
Oportun Financial Corp OPRT
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

Total Noninterest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $360.4 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $360.4 Mil mean?
Oportun Financial (OPRT) has a Total Noninterest Expense of $360.4 Mil as of Mar. 2026. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Total Noninterest Expense too high?
Oportun Financial's current Total Noninterest Expense is $360.4 Mil. Overall, Oportun Financial has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Total Noninterest Expense compare to MFIN and PMTS?
Oportun Financial's Total Noninterest Expense of $360.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Credit Services company?
A good Total Noninterest Expense depends on the Credit Services industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oportun Financial and its competitors. Oportun Financial's current Total Noninterest Expense is $360.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.26, compared to a current price of $6.01 — trading 41% above its estimated fair value. The current Total Noninterest Expense is $360.4 Mil. Oportun Financial's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Oportun Financial (OPRT), the current Total Noninterest Expense is $360.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of $6.01 is trading 41% above its estimated GF Value™ of $4.26. GuruFocus considers Oportun Financial to be Significantly Overvalued.

Key valuation signals for OPRT:

  • Total Noninterest Expense: $360.4 Mil
  • GF Value™: $4.26 vs. price of $6.01 (41% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
50GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.01
Price
$4.26
GF Value