OPRT (Oportun Financial) YoY EPS Growth: 21.43% (As of Jun. 2026)

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OPRT Oportun Financial Corp OPRT
53 GF Score
Price $7.60
GF Value $4.57
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Oportun Financial YoY EPS Growth?

Oportun Financial OPRT +1.33% 53 YoY EPS Growth is 21.43% as of Jun. 2026. GuruFocus rates OPRT with a GF Score™ of 53/100 and a GF Value™ of $4.57 (Significantly Overvalued). The stock has 6 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Oportun Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 was 21.43%.

Oportun Financial's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.17.

Oportun Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Oportun Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial YoY EPS Growth Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 194.55 -251.92 -105.91 60.04 127.18

Oportun Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 117.95 114.67 -65.00 -76.19 21.43
OPRT
53GF Score
Oportun Financial Corp OPRT
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Oportun Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.53--1.95)/ | -1.95 |
=127.18 %

Oportun Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.17-0.14)/ | 0.14 |
=21.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 21.43% mean?
Oportun Financial (OPRT) has a YoY EPS Growth of 21.43% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Oportun Financial and its competitors.
Is Oportun Financial's YoY EPS Growth too high?
Oportun Financial's current YoY EPS Growth is 21.43%. Overall, Oportun Financial has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's YoY EPS Growth compare to TROO and LX?
Oportun Financial's YoY EPS Growth of 21.43% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Credit Services company?
A good YoY EPS Growth depends on the Credit Services industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Oportun Financial and its competitors. Oportun Financial's current YoY EPS Growth is 21.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.57, compared to a current price of $7.60 — trading 66.3% above its estimated fair value. The current YoY EPS Growth is 21.43%. Oportun Financial's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Oportun Financial (OPRT), the current YoY EPS Growth is 21.43% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of $7.60 is trading 66.3% above its estimated GF Value™ of $4.57. GuruFocus considers Oportun Financial to be Significantly Overvalued.

Key valuation signals for OPRT:

  • YoY EPS Growth: 21.43%
  • GF Value™: $4.57 vs. price of $7.60 (66.3% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Other Exchanges 4L0:Germany
Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
53GF Score

Get the complete analysis for OPRT

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.60
Price
$4.57
GF Value