OPRT (Oportun Financial) Total Assets: $3,129.3 Mil (As of Jun. 2026)

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OPRT Oportun Financial Corp OPRT
53 GF Score
Price $7.52
GF Value $4.60
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Oportun Financial Total Assets?

Oportun Financial OPRT -1.05% 53 Total Assets is $3,129.3 Mil as of Jun. 2026. GuruFocus rates OPRT with a GF Score™ of 53/100 and a GF Value™ of $4.60 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Oportun Financial's Total Assets for the quarter that ended in Jun. 2026 was $3,129.3 Mil.

During the past 12 months, Oportun Financial's average Total Assets Growth Rate was -3.70% per year. During the past 3 years, the average Total Assets Growth Rate was -3.60% per year. During the past 5 years, the average Total Assets Growth Rate was 8.60% per year.

During the past 10 years, Oportun Financial's highest 3-Year average Total Assets Growth Rate was 21.00%. The lowest was -3.60%. And the median was 17.65%.

Total Assets is connected with ROA %. Oportun Financial's annualized ROA % for the quarter that ended in Jun. 2026 was 1.08%. Total Assets is also linked to Revenue through Asset Turnover. Oportun Financial's Asset Turnover for the quarter that ended in Jun. 2026 was 0.03.


Oportun Financial  (NAS:OPRT) Total Assets Explanation

Total Assets is connected with ROA %.

Oportun Financial's annualized ROA % for the quarter that ended in Jun. 2026 is

ROA %=Net Income (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=34.144/( (3167.538+3129.312)/ 2 )
=34.144/3148.425
=1.08 %

Note: The Net Income data used here is four times the quarterly (Jun. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Oportun Financial's Asset Turnover for the quarter that ended in Jun. 2026 is

Asset Turnover
=Revenue (Q: Jun. 2026 )/( (Total Assets (Q: Mar. 2026 )+Total Assets (Q: Jun. 2026 ))/ count )
=105.632/( (3167.538+3129.312)/ 2 )
=105.632/3148.425
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Oportun Financial Total Assets Related Terms


Oportun Financial Total Assets Historical Data

* Premium members only.

The historical data trend for Oportun Financial's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Total Assets Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,946.63 3,613.70 3,411.89 3,227.10 3,257.86

Oportun Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,201.09 3,186.18 3,257.86 3,167.54 3,129.31
OPRT
53GF Score
Oportun Financial Corp OPRT
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Oportun Financial's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=390.082+2867.774
=3,257.9

Oportun Financial's Total Assets for the quarter that ended in Jun. 2026 is calculated as

Total Assets=Total Equity (Q: Jun. 2026 )+Total Liabilities (Q: Jun. 2026 )
=407.133+2722.179
=3,129.3

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of $3,129.3 Mil mean?
Oportun Financial (OPRT) has a Total Assets of $3,129.3 Mil as of Jun. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Total Assets too high?
Oportun Financial's current Total Assets is $3,129.3 Mil. Overall, Oportun Financial has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Total Assets compare to TROO and LX?
Oportun Financial's Total Assets of $3,129.3 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Credit Services company?
A good Total Assets depends on the Credit Services industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Oportun Financial and its competitors. Oportun Financial's current Total Assets is $3,129.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.60, compared to a current price of $7.52 — trading 63.5% above its estimated fair value. The current Total Assets is $3,129.3 Mil. Oportun Financial's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Oportun Financial (OPRT), the current Total Assets is $3,129.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of $7.52 is trading 63.5% above its estimated GF Value™ of $4.60. GuruFocus considers Oportun Financial to be Significantly Overvalued.

Key valuation signals for OPRT:

  • Total Assets: $3,129.3 Mil
  • GF Value™: $4.60 vs. price of $7.52 (63.5% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oportun Financial Business Description

Other Exchanges 4L0:Germany
Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
53GF Score

Get the complete analysis for OPRT

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.52
Price
$4.60
GF Value