OPRT (Oportun Financial) Shares Outstanding (EOP): 45.6 Mil (As of Mar. 2026)


OPRT Oportun Financial Corp OPRT
46 GF Score
Price $5.73
GF Value $4.29
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Oportun Financial Shares Outstanding (EOP)?

Oportun Financial OPRT +0.35% 46 Shares Outstanding (EOP) is 45.6 Mil as of Mar. 2026. GuruFocus rates OPRT with a GF Score™ of 46/100 and a GF Value™ of $4.29 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. Oportun Financial's shares outstanding for the quarter that ended in Mar. 2026 was 45.6 Mil.

Oportun Financial's quarterly shares outstanding increased from Dec. 2025 (44.4 Mil) to Mar. 2026 (45.6 Mil). It means Oportun Financial issued new shares from Dec. 2025 to Mar. 2026 .

Oportun Financial's annual shares outstanding increased from Dec. 2024 (36.1 Mil) to Dec. 2025 (44.4 Mil). It means Oportun Financial issued new shares from Dec. 2024 to Dec. 2025 .


Oportun Financial  (NAS:OPRT) Shares Outstanding (EOP) Explanation

A company may buy back shares or issue shares in any fiscal period. If a company buys back shares, we should observe that the total number of shares decline. If the company issues new shares, the number of shares outstanding increases.

Usually the presence of treasury shares and a history of buyback are good indicators that company has competitive advantage. But studies have shown that companies usually buy back at wrong time. Buying back shares below its intrinsic value increases value for remaining shareholders. Buying back overvalued shares destroys value for existing shareholders.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred net income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Oportun Financial Shares Outstanding (EOP) Related Terms


Oportun Financial Shares Outstanding (EOP) Historical Data

* Premium members only.

The historical data trend for Oportun Financial's Shares Outstanding (EOP) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Shares Outstanding (EOP) Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Outstanding (EOP)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.00 33.36 34.47 36.11 44.44

Oportun Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shares Outstanding (EOP) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37.50 44.01 44.09 44.44 45.60

OPRT vs MFIN, JFIN, LPRO: Shares Outstanding (EOP) Comparison

For the Credit Services subindustry, Oportun Financial's Shares Outstanding (EOP), along with its competitors' market caps and Shares Outstanding (EOP) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oportun Financial Shares Outstanding (EOP) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Oportun Financial's Shares Outstanding (EOP) distribution charts can be found below:

* The bar in red indicates where Oportun Financial's Shares Outstanding (EOP) falls into.


OPRT
46GF Score
Oportun Financial Corp OPRT
Shares Outstanding (EOP) is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Shares Outstanding (EOP) Calculation

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. They have voting rights and represent ownership in the corporation by the person that holds the shares. They should be distinguished from treasury shares, which are shares held by the corporation itself, having no exercisable rights.

Shares outstanding can be calculated as either basic or fully diluted. The fully diluted shares outstanding count includes diluting securities, such as options, warrants or convertibles.

Please note: GuruFocus named Shares Outstanding (EOP) is the shares for that end of period. It is usually used to calculate balance sheet related items, such as Book Value per Share, etc. While Shares Outstanding (Diluted Average) and Shares Outstanding (Basic Average) are the weighted average shares over a period of time (a year, a quarter, or so). They are usually used to calculate income statement or cashflow statement related items, such as Earnings per Share (Diluted), etc.

What does a Shares Outstanding (EOP) of 45.6 Mil mean?
Oportun Financial (OPRT) has a Shares Outstanding (EOP) of 45.6 Mil as of Mar. 2026. The total shares a company has outstanding, at period-end. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Shares Outstanding (EOP) too high?
Oportun Financial's current Shares Outstanding (EOP) is 45.6 Mil. Overall, Oportun Financial has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Shares Outstanding (EOP) compare to MFIN and JFIN?
Oportun Financial's Shares Outstanding (EOP) of 45.6 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Outstanding (EOP) for a Credit Services company?
A good Shares Outstanding (EOP) depends on the Credit Services industry context. However, Shares Outstanding (EOP) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Outstanding (EOP) mean?
A high Shares Outstanding (EOP) can signal that a stock is expensive relative to its fundamentals. The total shares a company has outstanding, at period-end. View historical data on Oportun Financial and its competitors. Oportun Financial's current Shares Outstanding (EOP) is 45.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.29, compared to a current price of $5.73 — trading 33.6% above its estimated fair value. The current Shares Outstanding (EOP) is 45.6 Mil. Oportun Financial's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Outstanding (EOP) calculated?
Shares Outstanding (EOP) is calculated from a company's financial statements. For Oportun Financial (OPRT), the current Shares Outstanding (EOP) is 45.6 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of $5.73 is trading 33.6% above its estimated GF Value™ of $4.29. GuruFocus considers Oportun Financial to be Significantly Overvalued.

Key valuation signals for OPRT:

  • Shares Outstanding (EOP): 45.6 Mil
  • GF Value™: $4.29 vs. price of $5.73 (33.6% above fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oportun Financial Business Description

Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
46GF Score

Get the complete analysis for OPRT

Shares Outstanding (EOP) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.73
Price
$4.29
GF Value