OPRT (Oportun Financial) Receipts from Customers

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OPRT Oportun Financial Corp OPRT
47 GF Score
Price $8.14
GF Value $4.70
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Oportun Financial Receipts from Customers?

Receipts from Customers only applicable to companies reporting Cash Flow from Operations in direct method.

OPRT
47GF Score
Oportun Financial Corp OPRT
Receipts from Customers is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of $8.14 is trading 73.1% above its estimated GF Value™ of $4.70. GuruFocus considers Oportun Financial to be Significantly Overvalued.

Key valuation signals for OPRT:

  • Receipts from Customers:
  • GF Value™: $4.70 vs. price of $8.14 (73.1% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Other Exchanges 4L0:Germany
Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is a US-based consumer finance company that provides credit and banking products to customers who are underserved by mainstream lenders, including people with limited or no credit history. Its main offerings are unsecured personal installment loans, secured personal loans, and auto loans, along with a savings account and debit card through its banking subsidiary, Oportun Bank. The company also offers a credit-building product and a mobile app for managing loans and deposits. It serves customers primarily across the United States, with a significant presence in California and Texas, and previously operated in Mexico. Revenue is generated mainly through interest and fees on its loan portfolio, supplemented by interchange and other transaction-based income from its deposit and debit offerings. Loans are originated through its digital platform and retail locations.
47GF Score

Get the complete analysis for OPRT

Receipts from Customers is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.14
Price
$4.70
GF Value