OPRT (Oportun Financial) Ending Cash Position: $209.9 Mil (As of Mar. 2026)

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OPRT Oportun Financial Corp OPRT
54 GF Score
Price $6.45
GF Value $6.91
Valuation Fairly Valued
! 3 Warning Signs
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What is Oportun Financial Ending Cash Position?

Oportun Financial OPRT +13.76% 54 Ending Cash Position is $209.9 Mil as of Mar. 2026. GuruFocus rates OPRT with a GF Score™ of 54/100 and a GF Value™ of $6.91 (Fairly Valued). The stock has 3 warning signs investors should review.

Oportun Financial's Ending Cash Position for the quarter that ended in Mar. 2026 was $209.9 Mil.

Oportun Financial's quarterly Ending Cash Position declined from Sep. 2025 ($224.0 Mil) to Dec. 2025 ($198.9 Mil) but then increased from Dec. 2025 ($198.9 Mil) to Mar. 2026 ($209.9 Mil).

Oportun Financial's annual Ending Cash Position increased from Dec. 2023 ($206.0 Mil) to Dec. 2024 ($214.6 Mil) but then declined from Dec. 2024 ($214.6 Mil) to Dec. 2025 ($198.9 Mil).

Oportun Financial Ending Cash Position Related Terms

Oportun Financial Ending Cash Position Historical Data

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The historical data trend for Oportun Financial's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Ending Cash Position Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 192.96 203.82 206.02 214.63 198.93

Oportun Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 230.97 228.22 223.96 198.93 209.85
OPRT
54GF Score
Oportun Financial Corp OPRT
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Oportun Financial's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=214.625+-15.691
=198.9

Oportun Financial's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=198.934+10.92
=209.9

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $209.9 Mil mean?
Oportun Financial (OPRT) has a Ending Cash Position of $209.9 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Ending Cash Position too high?
Oportun Financial's current Ending Cash Position is $209.9 Mil. Overall, Oportun Financial has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Ending Cash Position compare to MFIN and PMTS?
Oportun Financial's Ending Cash Position of $209.9 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Credit Services company?
A good Ending Cash Position depends on the Credit Services industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Oportun Financial and its competitors. Oportun Financial's current Ending Cash Position is $209.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Fairly Valued. The stock's GF Value™ is $6.91, compared to a current price of $6.45 — trading 6.7% below its estimated fair value. The current Ending Cash Position is $209.9 Mil. Oportun Financial's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Oportun Financial (OPRT), the current Ending Cash Position is $209.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be undervalued. The current stock price of $6.45 is trading 6.7% below its estimated GF Value™ of $6.91. GuruFocus considers Oportun Financial to be Fairly Valued.

Key valuation signals for OPRT:

  • Ending Cash Position: $209.9 Mil
  • GF Value™: $6.91 vs. price of $6.45 (6.7% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
54GF Score

Get the complete analysis for OPRT

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.45
Price
$6.91
GF Value