OPRT (Oportun Financial) Institutional Ownership: 81.77% (As of Jul. 05, 2026)


OPRT Oportun Financial Corp OPRT
50 GF Score
Price $5.90
GF Value $4.28
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Oportun Financial Institutional Ownership?

Oportun Financial OPRT -0.17% 50 Institutional Ownership is 81.77% as of Jul. 05, 2026. GuruFocus rates OPRT with a GF Score™ of 50/100 and a GF Value™ of $4.28 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Oportun Financial's institutional ownership is 81.77%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Oportun Financial's Insider Ownership is 10.32%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Oportun Financial's Float Percentage Of Total Shares Outstanding is 84.30%.

Oportun Financial Institutional Ownership Historical Data

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The historical data trend for Oportun Financial's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Institutional Ownership Chart

Oportun Financial Historical Data

The historical data trend for Oportun Financial can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 24.85 24.44 25.17 27.56 27.79 27.32 28.08 28.17 31.28 31.17
OPRT
50GF Score
Oportun Financial Corp OPRT
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 81.77% mean?
Oportun Financial (OPRT) has a Institutional Ownership of 81.77% as of Jul. 05, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Institutional Ownership too high?
Oportun Financial's current Institutional Ownership is 81.77%. Overall, Oportun Financial has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Institutional Ownership compare to MFIN and PMTS?
Oportun Financial's Institutional Ownership of 81.77% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Credit Services company?
A good Institutional Ownership depends on the Credit Services industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Oportun Financial and its competitors. Oportun Financial's current Institutional Ownership is 81.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.28, compared to a current price of $5.90 — trading 37.9% above its estimated fair value. The current Institutional Ownership is 81.77%. Oportun Financial's overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Oportun Financial (OPRT), the current Institutional Ownership is 81.77% as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of $5.90 is trading 37.9% above its estimated GF Value™ of $4.28. GuruFocus considers Oportun Financial to be Significantly Overvalued.

Key valuation signals for OPRT:

  • Institutional Ownership: 81.77%
  • GF Value™: $4.28 vs. price of $5.90 (37.9% above fair value)
  • GF Score™: 50/100 with 3 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
50GF Score

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Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.90
Price
$4.28
GF Value