OPRT (Oportun Financial) Total Liabilities: $2,771.3 Mil (As of Mar. 2026)


OPRT Oportun Financial Corp OPRT
46 GF Score
Price $5.73
GF Value $4.29
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Oportun Financial Total Liabilities?

Oportun Financial OPRT +0.35% 46 Total Liabilities is $2,771.3 Mil as of Mar. 2026. GuruFocus rates OPRT with a GF Score™ of 46/100 and a GF Value™ of $4.29 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Oportun Financial's Total Liabilities for the quarter that ended in Mar. 2026 was $2,771.3 Mil.

Oportun Financial's quarterly Total Liabilities increased from Sep. 2025 ($2,802.33 Mil) to Dec. 2025 ($2,867.77 Mil) but then declined from Dec. 2025 ($2,867.77 Mil) to Mar. 2026 ($2,771.26 Mil).

Oportun Financial's annual Total Liabilities declined from Dec. 2023 ($3,007.48 Mil) to Dec. 2024 ($2,873.29 Mil) and declined from Dec. 2024 ($2,873.29 Mil) to Dec. 2025 ($2,867.77 Mil).

Oportun Financial Total Liabilities Historical Data

* Premium members only.

The historical data trend for Oportun Financial's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Total Liabilities Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,342.74 3,066.10 3,007.48 2,873.29 2,867.77

Oportun Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,860.21 2,825.10 2,802.33 2,867.77 2,771.26
OPRT
46GF Score
Oportun Financial Corp OPRT
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Oportun Financial's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=3257.856-390.082
=2,867.8

Oportun Financial's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=3167.538-396.283
=2,771.3

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of $2,771.3 Mil mean?
Oportun Financial (OPRT) has a Total Liabilities of $2,771.3 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Oportun Financial and its competitors.
Is Oportun Financial's Total Liabilities too high?
Oportun Financial's current Total Liabilities is $2,771.3 Mil. Overall, Oportun Financial has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Total Liabilities compare to MFIN and JFIN?
Oportun Financial's Total Liabilities of $2,771.3 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Oportun Financial and its competitors. Oportun Financial's current Total Liabilities is $2,771.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.29, compared to a current price of $5.73 — trading 33.6% above its estimated fair value. The current Total Liabilities is $2,771.3 Mil. Oportun Financial's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Oportun Financial (OPRT), the current Total Liabilities is $2,771.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of $5.73 is trading 33.6% above its estimated GF Value™ of $4.29. GuruFocus considers Oportun Financial to be Significantly Overvalued.

Key valuation signals for OPRT:

  • Total Liabilities: $2,771.3 Mil
  • GF Value™: $4.29 vs. price of $5.73 (33.6% above fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
46GF Score

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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.73
Price
$4.29
GF Value