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As of today (2025-03-27), Oportun Financial's share price is $5.94. Oportun Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $9.30. Hence, Oportun Financial's Price-to-Free-Cash-Flow Ratio for today is 0.64.
The historical rank and industry rank for Oportun Financial's Price-to-Free-Cash-Flow or its related term are showing as below:
During the past 9 years, Oportun Financial's highest Price-to-Free-Cash-Flow Ratio was 8.54. The lowest was 0.22. And the median was 0.88.
Oportun Financial's Free Cash Flow per Share for the three months ended in Dec. 2024 was $2.00. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $9.30.
During the past 12 months, the average Free Cash Flow per Share Growth Rate of Oportun Financial was -5.40% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 27.10% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was -2.40% per year.
During the past 9 years, Oportun Financial's highest 3-Year average Free Cash Flow per Share Growth Rate was 60.60% per year. The lowest was -30.20% per year. And the median was 10.50% per year.
The historical data trend for Oportun Financial's Price-to-Free-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oportun Financial Annual Data | |||||||||||||||||||
Trend | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | ||||||||||
Price-to-Free-Cash-Flow | Get a 7-Day Free Trial |
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4.04 | 4.48 | 0.91 | 0.40 | 0.42 |
Oportun Financial Quarterly Data | ||||||||||||||||||||
Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | |
Price-to-Free-Cash-Flow | Get a 7-Day Free Trial |
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0.40 | 0.24 | 0.29 | 0.28 | 0.42 |
For the Credit Services subindustry, Oportun Financial's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Credit Services industry and Financial Services sector, Oportun Financial's Price-to-Free-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Oportun Financial's Price-to-Free-Cash-Flow falls into.
Oportun Financial's Price-to-Free-Cash-Flow ratio for today is calculated as
Price-to-Free-Cash-Flow Ratio | = | Share Price | / | Free Cash Flow per Share (TTM) |
= | 5.94 | / | 9.295 | |
= | 0.64 |
Oportun Financial's Share Price of today is $5.94.
Oportun Financial's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.30.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Price-to-Free-Cash-Flow Ratio | = | Market Cap | / | Free Cash Flow |
Oportun Financial (NAS:OPRT) Price-to-Free-Cash-Flow Explanation
Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.
In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.
Be Aware
In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.
Thank you for viewing the detailed overview of Oportun Financial's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.
Kathleen I. Layton | officer: Chief Legal Officer | 2 CIRCLE STAR WAY, SAN CARLOS CA 94070 |
Casey Mueller | officer: Global Controller and PAO | 2 CIRCLE STAR WAY, SAN CARLOS CA 94070 |
Patrick Kirscht | officer: Chief Credit Officer | 2 CIRCLE STAR WAY, SAN CARLOS CA 94070 |
R Neil Williams | director | C/O INTUIT INC., 2700 COAST AVENUE, MOUNTAIN VIEW CA 94043 |
Jonathan Aaron Coblentz | officer: CFO & Chief Admin Officer | 23 WEST 73RD STREET, APT 914, NEW YORK NY 10023 |
Raul Vazquez | director, officer: Chief Executive Officer | 500 STAPLES DR., FRAMINGHAM MA 01702 |
Jules A. Maltz | 10 percent owner | 3000 SAND HILL ROAD, BUILDING 2, SUITE 250, MENLO PARK CA 94025 |
Institutional Venture Management Xiv, Llc | 10 percent owner | 3000 SAND HILL ROAD, BUILDING 2, SUITE 250, MENLO PARK CA 94025 |
Aida Alvarez | director | 5995 PLAZA DRIVE MAIL ST CY20-103, CYPRESS CA 90630 |
Frederic Welts | director | GOLDEN STATE WARRIORS, 1011 BROADWAY, OAKLAND CA 94607 |
Ginny Lee | director | 2 CIRCLE STAR WAY, SAN CARLOS CA 94070 |
Sandra Adele Smith | director | 2 CIRCLE STAR WAY, SAN CARLOS CA 94070 |
Roy Banks | director | 6129 WEST 9600 NORTH, HIGHLAND UT 84003 |
Greylock Xii Gp Llc | 10 percent owner | 2550 SAND HILL ROAD, SUITE 200, MENLO PARK CA 94025 |
David Anthony Needham | officer: Chief Technology Officer | 2 CIRCLE STAR WAY, SAN CARLOS CA 94070 |
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