OPRT (Oportun Financial) Insider Ownership: 10.32 % (As of Jul. 30, 2026)

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Director of Data and Quant Analytics at GuruFocus
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OPRT Oportun Financial Corp OPRT
56 GF Score
Price $5.63
GF Value $7.20
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Oportun Financial Insider Ownership?

Oportun Financial OPRT -1.23% 56 Insider Ownership is 10.32 % as of Jul. 30, 2026. GuruFocus rates OPRT with a GF Score™ of 56/100 and a GF Value™ of $7.20 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Oportun Financial's insider ownership is 10.32%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Oportun Financial's Institutional Ownership is 81.77%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Oportun Financial's Float Percentage Of Total Shares Outstanding is 84.30%.

Oportun Financial Insider Ownership Historical Data

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The historical data trend for Oportun Financial's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Insider Ownership Chart

Oportun Financial Historical Data

The historical data trend for Oportun Financial can be seen below:

2025-06-30 2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30
Insider Ownership 8.64 8.93 8.95 9.00 9.00 9.00 9.52 9.52 9.51 10.32
OPRT
56GF Score
Oportun Financial Corp OPRT
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 10.32 % mean?
Oportun Financial (OPRT) has a Insider Ownership of 10.32 % as of Jul. 30, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Insider Ownership too high?
Oportun Financial's current Insider Ownership is 10.32 %. Overall, Oportun Financial has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Insider Ownership compare to TROO and LX?
Oportun Financial's Insider Ownership of 10.32 % can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Credit Services company?
A good Insider Ownership depends on the Credit Services industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Oportun Financial and its competitors. Oportun Financial's current Insider Ownership is 10.32 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Based on GuruFocus' analysis, Oportun Financial (OPRT) is currently considered Modestly Undervalued. The stock's GF Value™ is $7.20, compared to a current price of $5.63 — trading 21.8% below its estimated fair value. The current Insider Ownership is 10.32 %. Oportun Financial's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Oportun Financial (OPRT), the current Insider Ownership is 10.32 % as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (OPRT) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be undervalued. The current stock price of $5.63 is trading 21.8% below its estimated GF Value™ of $7.20. GuruFocus considers Oportun Financial to be Modestly Undervalued.

Key valuation signals for OPRT:

  • Insider Ownership: 10.32 %
  • GF Value™: $7.20 vs. price of $5.63 (21.8% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the OPRT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
56GF Score

Get the complete analysis for OPRT

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.63
Price
$7.20
GF Value