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Mashreqbank PSCDFM:MASQ 68 Cash-to-Debt is 2.27 as of Mar. 2026, which is 62% below its 10-year median of 6.01. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.92 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,484 Banks companies, Mashreqbank PSC ranks better than 61.86% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Mashreqbank PSC's cash to debt ratio for the quarter that ended in Mar. 2026 was 2.27.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Mashreqbank PSCcould pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for Mashreqbank PSC's Cash-to-Debt or its related term are showing as below:
DFM:MASQ'
s Cash-to-Debt Range Over the Past 10 Years
Min: 2.27 Med: 6.01 Max: 19.23
Current: 2.27
During the past 13 years, Mashreqbank PSC's highest Cash to Debt Ratio was 19.23. The lowest was 2.27. And the median was 6.01.
DFM:MASQ's Cash-to-Debt is ranked better than 61.86% of 1484
companies
in the Banks industry
Industry Median: 1.4
vs DFM:MASQ: 2.27
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Mashreqbank PSC Cash-to-Debt Related Terms
Mashreqbank PSC Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Mashreqbank PSC's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Mashreqbank PSC's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mashreqbank PSC Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Mashreqbank PSC's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Mashreqbank PSC's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mashreqbank PSC (DFM:MASQ) has a Cash-to-Debt of 2.27 as of Mar. 2026. This is 62% below median its historical median of 6.01. Over the past decade, Mashreqbank PSC's Cash-to-Debt has ranged from 2.27 to 19.23. According to the industry distribution chart, Mashreqbank PSC ranks #566 out of 1484 companies in the Banks industry, placing it in the top 38.1%.
Is Mashreqbank PSC's Cash-to-Debt too high?
Mashreqbank PSC's current Cash-to-Debt of 2.27 is 62% below median its 10-year median of 6.01. Over the past 10 years, this metric has ranged from a low of 2.27 to a high of 19.23. The Banks industry median Cash-to-Debt is 1.40. Mashreqbank PSC's value of 2.27 is 62.1% above this industry median. Based on the distribution chart, Mashreqbank PSC ranks #566 out of 1484 companies in the Banks industry, which is above the industry midpoint. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #566 out of 1484 companies for Cash-to-Debt. This puts Mashreqbank PSC in the upper half of its industry. The industry median Cash-to-Debt is 1.40. Mashreqbank PSC's value of 2.27 is 62.1% above this benchmark. Historically, Mashreqbank PSC's own Cash-to-Debt has ranged from 2.27 to 19.23 over the past decade. While the company's 10-year median is 6.01 vs. the industry median of 1.40, Mashreqbank PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.40, based on 1,484 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current Cash-to-Debt of 2.27 is 62.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Cash-to-Debt is 2.27, which is 62% below median its own 10-year median of 6.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ230.92, compared to a current price of د.إ257.00 — trading 11.3% above its estimated fair value. The current Cash-to-Debt is 2.27, which is 62% below median its 10-year median of 6.01 and 62.1% above the Banks industry median of 1.40. Mashreqbank PSC's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Cash-to-Debt is 2.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?
Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued.
The current stock price of د.إ257.00 is trading 11.3% above its estimated GF Value™ of د.إ230.92.
GuruFocus considers Mashreqbank PSC to be Modestly Overvalued.
Key valuation signals for DFM:MASQ:
Cash-to-Debt: 2.27 (62% below median its 10-year median of 6.01)
GF Value™: د.إ230.92 vs. price of د.إ257.00 (11.3% above fair value)
Industry Position: 62.1% above the Banks median (#566 of 1484)
No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score
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