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Mashreqbank PSCDFM:MASQ -1.74%68 Equity-to-Asset is 0.12 as of Mar. 2026, which is 8% below its 10-year median of 0.13. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.52 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,526 Banks companies, Mashreqbank PSC ranks better than 72.87% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Mashreqbank PSC's Total Stockholders Equity for the quarter that ended in Mar. 2026 was د.إ40,527 Mil. Mashreqbank PSC's Total Assets for the quarter that ended in Mar. 2026 was د.إ344,305 Mil.
Therefore, Mashreqbank PSC's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.12.
The historical rank and industry rank for Mashreqbank PSC's Equity-to-Asset or its related term are showing as below:
DFM:MASQ'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.13 Max: 0.16
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Mashreqbank PSC was 0.16. The lowest was 0.11. And the median was 0.13.
DFM:MASQ's Equity-to-Asset is ranked better than 72.87% of 1526
companies
in the Banks industry
Industry Median: 0.1
vs DFM:MASQ: 0.12
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Mashreqbank PSC Equity-to-Asset Related Terms
Mashreqbank PSC Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Mashreqbank PSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mashreqbank PSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mashreqbank PSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Mashreqbank PSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Mashreqbank PSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Mashreqbank PSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mashreqbank PSC (DFM:MASQ) has a Equity-to-Asset of 0.12 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mashreqbank PSC and its competitors. This is near median its historical median of 0.13. Over the past decade, Mashreqbank PSC's Equity-to-Asset has ranged from 0.11 to 0.16. According to the industry distribution chart, Mashreqbank PSC ranks #414 out of 1526 companies in the Banks industry, placing it in the top 27.1%.
Is Mashreqbank PSC's Equity-to-Asset too high?
Mashreqbank PSC's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Mashreqbank PSC's value of 0.12 is 20% above this industry median. Based on the distribution chart, Mashreqbank PSC ranks #414 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #414 out of 1526 companies for Equity-to-Asset. This puts Mashreqbank PSC in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Mashreqbank PSC's value of 0.12 is 20% above this benchmark. Historically, Mashreqbank PSC's own Equity-to-Asset has ranged from 0.11 to 0.16 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.10, Mashreqbank PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Fairly Valued. The stock's GF Value™ is د.إ230.52, compared to a current price of د.إ254.50 — trading 10.4% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.13 and 20% above the Banks industry median of 0.10. Mashreqbank PSC's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Equity-to-Asset is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?
Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued.
The current stock price of د.إ254.50 is trading 10.4% above its estimated GF Value™ of د.إ230.52.
GuruFocus considers Mashreqbank PSC to be Fairly Valued.
Key valuation signals for DFM:MASQ:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.13)
GF Value™: د.إ230.52 vs. price of د.إ254.50 (10.4% above fair value)
Industry Position: 20% above the Banks median (#414 of 1526)
No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score
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