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Mashreqbank PSCDFM:MASQ -1.74%68 Debt-to-Equity is 0.41 as of Mar. 2026, which is 24% above its 10-year median of 0.33. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.52 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,423 Banks companies, Mashreqbank PSC ranks better than 59.52% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Mashreqbank PSC's Debt-to-Equity or its related term are showing as below:
DFM:MASQ'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.11 Med: 0.33 Max: 0.55
Current: 0.41
During the past 13 years, the highest Debt-to-Equity Ratio of Mashreqbank PSC was 0.55. The lowest was 0.11. And the median was 0.33.
DFM:MASQ's Debt-to-Equity is ranked better than 59.52% of 1423
companies
in the Banks industry
Industry Median: 0.56
vs DFM:MASQ: 0.41
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Mashreqbank PSC Debt-to-Equity Related Terms
Mashreqbank PSC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Mashreqbank PSC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mashreqbank PSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mashreqbank PSC Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Mashreqbank PSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Mashreqbank PSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mashreqbank PSC (DFM:MASQ) has a Debt-to-Equity of 0.41 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mashreqbank PSC and its competitors. This is 24% above median its historical median of 0.33. Over the past decade, Mashreqbank PSC's Debt-to-Equity has ranged from 0.11 to 0.55. According to the industry distribution chart, Mashreqbank PSC ranks #576 out of 1423 companies in the Banks industry, placing it in the top 40.5%.
Is Mashreqbank PSC's Debt-to-Equity too high?
Mashreqbank PSC's current Debt-to-Equity of 0.41 is 24% above median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.55. The Banks industry median Debt-to-Equity is 0.56. Mashreqbank PSC's value of 0.41 is 26.8% below this industry median. Based on the distribution chart, Mashreqbank PSC ranks #576 out of 1423 companies in the Banks industry, which is above the industry midpoint. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #576 out of 1423 companies for Debt-to-Equity. This puts Mashreqbank PSC in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Mashreqbank PSC's value of 0.41 is 26.8% below this benchmark. Historically, Mashreqbank PSC's own Debt-to-Equity has ranged from 0.11 to 0.55 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.56, Mashreqbank PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current Debt-to-Equity of 0.41 is 26.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Debt-to-Equity is 0.41, which is 24% above median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Fairly Valued. The stock's GF Value™ is د.إ230.52, compared to a current price of د.إ254.50 — trading 10.4% above its estimated fair value. The current Debt-to-Equity is 0.41, which is 24% above median its 10-year median of 0.33 and 26.8% below the Banks industry median of 0.56. Mashreqbank PSC's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Debt-to-Equity is 0.41 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?
Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued.
The current stock price of د.إ254.50 is trading 10.4% above its estimated GF Value™ of د.إ230.52.
GuruFocus considers Mashreqbank PSC to be Fairly Valued.
Key valuation signals for DFM:MASQ:
Debt-to-Equity: 0.41 (24% above median its 10-year median of 0.33)
GF Value™: د.إ230.52 vs. price of د.إ254.50 (10.4% above fair value)
Industry Position: 26.8% below the Banks median (#576 of 1423)
No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score
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