Mashreqbank PSC (DFM:MASQ) Shiller PE Ratio: 12.62 (As of Jul. 29, 2026) — 12% Above Median

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DFM:MASQ Mashreqbank PSC DFM:MASQ
68 GF Score
Price د.إ257.00
GF Value د.إ230.82
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is Mashreqbank PSC Shiller PE Ratio?

Mashreqbank PSC DFM:MASQ 68 Shiller PE Ratio is 12.62 as of Jul. 29, 2026, which is 12% above its 10-year median of 11.29. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.82 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,239 Banks companies, Mashreqbank PSC ranks better than 59.08% on this metric.

As of today (2026-07-29), Mashreqbank PSC's current share price is د.إ257.00. Mashreqbank PSC's E10 for the quarter that ended in Mar. 2026 was د.إ20.37. Mashreqbank PSC's Shiller PE Ratio for today is 12.62.

The historical rank and industry rank for Mashreqbank PSC's Shiller PE Ratio or its related term are showing as below:

DFM:MASQ' s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.38   Med: 11.29   Max: 15.3
Current: 12.61

During the past years, Mashreqbank PSC's highest Shiller PE Ratio was 15.30. The lowest was 5.38. And the median was 11.29.

DFM:MASQ's Shiller PE Ratio is ranked better than
59.08% of 1239 companies
in the Banks industry
Industry Median: 13.91 vs DFM:MASQ: 12.61

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Mashreqbank PSC's adjusted earnings per share data for the three months ended in Mar. 2026 was د.إ9.150. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is د.إ20.37 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Mashreqbank PSC  (DFM:MASQ) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Mashreqbank PSC Shiller PE Ratio Related Terms


Mashreqbank PSC Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Mashreqbank PSC's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mashreqbank PSC Shiller PE Ratio Chart

Mashreqbank PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.80 9.15 10.76 12.59 13.00

Mashreqbank PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.86 12.99 12.60 13.00 10.26

Mashreqbank PSC Shiller PE Ratio Competitor Comparison

For the Banks - Regional subindustry, Mashreqbank PSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mashreqbank PSC Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mashreqbank PSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Mashreqbank PSC's Shiller PE Ratio falls into.


DFM:MASQ
68GF Score
Mashreqbank PSC DFM:MASQ
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mashreqbank PSC Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Mashreqbank PSC's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=257.00/20.37
=12.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mashreqbank PSC's E10 for the quarter that ended in Mar. 2026 is calculated as:

For example, Mashreqbank PSC's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.15/330.2130*330.2130
=9.150

Current CPI (Mar. 2026) = 330.2130.

Mashreqbank PSC Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201606 2.681 241.018 3.673
201609 2.071 241.428 2.833
201612 2.194 241.432 3.001
201703 2.726 243.801 3.692
201706 2.779 244.955 3.746
201709 2.796 246.819 3.741
201712 1.929 246.524 2.584
201803 2.982 249.554 3.946
201806 2.805 251.989 3.676
201809 2.929 252.439 3.831
201812 1.549 251.233 2.036
201903 3.133 254.202 4.070
201906 2.956 256.143 3.811
201909 2.673 256.759 3.438
201912 1.531 256.974 1.967
202003 2.245 258.115 2.872
202006 0.416 257.797 0.533
202009 -0.912 260.280 -1.157
202012 -8.124 260.474 -10.299
202103 0.240 264.877 0.299
202106 0.210 271.696 0.255
202109 0.890 274.310 1.071
202112 3.680 278.802 4.359
202203 3.050 287.504 3.503
202206 3.970 296.311 4.424
202209 5.930 296.808 6.597
202212 5.639 296.797 6.274
202303 8.030 301.836 8.785
202306 9.500 305.109 10.282
202309 11.230 307.789 12.048
202312 14.063 306.746 15.139
202403 9.770 312.332 10.329
202406 9.950 314.175 10.458
202409 8.590 315.301 8.996
202412 15.343 315.605 16.053
202503 8.520 319.799 8.797
202506 7.890 322.561 8.077
202509 8.160 324.800 8.296
202512 8.401 324.054 8.561
202603 9.150 330.213 9.150

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 12.62 mean?
Mashreqbank PSC (DFM:MASQ) has a Shiller PE Ratio of 12.62 as of Jul. 29, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mashreqbank PSC and its competitors. This is 12% above median its historical median of 11.29. Over the past decade, Mashreqbank PSC's Shiller PE Ratio has ranged from 5.38 to 15.30. According to the industry distribution chart, Mashreqbank PSC ranks #507 out of 1239 companies in the Banks industry, placing it in the top 40.9%.
Is Mashreqbank PSC's Shiller PE Ratio too high?
Mashreqbank PSC's current Shiller PE Ratio of 12.62 is 12% above median its 10-year median of 11.29. Over the past 10 years, this metric has ranged from a low of 5.38 to a high of 15.30. The Banks industry median Shiller PE Ratio is 13.91. Mashreqbank PSC's value of 12.62 is 9.3% below this industry median. Based on the distribution chart, Mashreqbank PSC ranks #507 out of 1239 companies in the Banks industry, which is above the industry midpoint. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #507 out of 1239 companies for Shiller PE Ratio. This puts Mashreqbank PSC in the upper half of its industry. The industry median Shiller PE Ratio is 13.91. Mashreqbank PSC's value of 12.62 is 9.3% below this benchmark. Historically, Mashreqbank PSC's own Shiller PE Ratio has ranged from 5.38 to 15.30 over the past decade. While the company's 10-year median is 11.29 vs. the industry median of 13.91, Mashreqbank PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.91, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current Shiller PE Ratio of 12.62 is 9.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Shiller PE Ratio is 12.62, which is 12% above median its own 10-year median of 11.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ230.82, compared to a current price of د.إ257.00 — trading 11.3% above its estimated fair value. The current Shiller PE Ratio is 12.62, which is 12% above median its 10-year median of 11.29 and 9.3% below the Banks industry median of 13.91. Mashreqbank PSC's overall GF Score™ is 68/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Shiller PE Ratio is 12.62 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?

Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued. The current stock price of د.إ257.00 is trading 11.3% above its estimated GF Value™ of د.إ230.82. GuruFocus considers Mashreqbank PSC to be Modestly Overvalued.

Key valuation signals for DFM:MASQ:

  • Shiller PE Ratio: 12.62 (12% above median its 10-year median of 11.29)
  • GF Value™: د.إ230.82 vs. price of د.إ257.00 (11.3% above fair value)
  • GF Score™: 68/100 with 9 warning signs
  • Industry Position: 9.3% below the Banks median (#507 of 1239)

No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mashreqbank PSC Business Description

Address P.O. Box 1250, Dubai, ARE
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score

Get the complete analysis for DFM:MASQ

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ257.00
Price
د.إ230.82
GF Value