Mashreqbank PSC (DFM:MASQ) Cyclically Adjusted FCF per Share: د.إ35.18 (As of Jun. 2026)

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DFM:MASQ Mashreqbank PSC DFM:MASQ
64 GF Score
Price د.إ311.00
GF Value د.إ233.07
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Mashreqbank PSC Cyclically Adjusted FCF per Share?

Mashreqbank PSC DFM:MASQ 64 Cyclically Adjusted FCF per Share is د.إ35.18 as of Jun. 2026. GuruFocus rates DFM:MASQ with a GF Score™ of 64/100 and a GF Value™ of د.إ233.07 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Mashreqbank PSC's adjusted free cash flow per share for the three months ended in Jun. 2026 was د.إ54.089. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is د.إ35.18 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Mashreqbank PSC's average Cyclically Adjusted FCF Growth Rate was 21.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 1.60% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 21.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Mashreqbank PSC was 41.60% per year. The lowest was 1.60% per year. And the median was 25.00% per year.

As of today (2026-08-28), Mashreqbank PSC's current stock price is د.إ311.00. Mashreqbank PSC's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was د.إ35.18. Mashreqbank PSC's Cyclically Adjusted Price-to-FCF of today is 8.84.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Mashreqbank PSC was 11.62. The lowest was 2.62. And the median was 6.50.


Mashreqbank PSC  (DFM:MASQ) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Mashreqbank PSC's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=311.00/35.18
=8.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Mashreqbank PSC was 11.62. The lowest was 2.62. And the median was 6.50.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Mashreqbank PSC Cyclically Adjusted FCF per Share Related Terms


Mashreqbank PSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Mashreqbank PSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mashreqbank PSC Cyclically Adjusted FCF per Share Chart

Mashreqbank PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.39 21.76 25.57 26.15 22.80

Mashreqbank PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.90 25.58 22.80 27.52 35.18

Mashreqbank PSC Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Mashreqbank PSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mashreqbank PSC Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Mashreqbank PSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Mashreqbank PSC's Cyclically Adjusted Price-to-FCF falls into.


DFM:MASQ
64GF Score
Mashreqbank PSC DFM:MASQ
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mashreqbank PSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Mashreqbank PSC's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=54.089/333.9520*333.9520
=54.089

Current CPI (Jun. 2026) = 333.9520.

Mashreqbank PSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 16.295 241.428 22.540
201612 25.409 241.432 35.146
201703 -4.929 243.801 -6.752
201706 14.379 244.955 19.603
201709 -2.354 246.819 -3.185
201712 -42.410 246.524 -57.450
201803 -39.190 249.554 -52.444
201806 41.161 251.989 54.549
201809 3.282 252.439 4.342
201812 4.309 251.233 5.728
201903 -17.048 254.202 -22.396
201906 -26.863 256.143 -35.023
201909 30.097 256.759 39.145
201912 4.904 256.974 6.373
202003 -7.142 258.115 -9.240
202006 129.290 257.797 167.483
202009 -93.975 260.280 -120.575
202012 -6.644 260.474 -8.518
202103 3.657 264.877 4.611
202106 23.707 271.696 29.139
202109 -1.217 274.310 -1.482
202112 20.232 278.802 24.234
202203 0.977 287.504 1.135
202206 21.861 296.311 24.638
202209 7.038 296.808 7.919
202212 57.522 296.797 64.723
202303 15.326 301.836 16.957
202306 -25.436 305.109 -27.841
202309 16.716 307.789 18.137
202312 46.480 306.746 50.602
202403 53.146 312.332 56.825
202406 -23.217 314.175 -24.678
202409 -41.024 315.301 -43.451
202412 40.400 315.605 42.749
202503 25.129 319.799 26.241
202506 0.975 322.561 1.009
202509 -31.006 324.800 -31.880
202512 -5.312 324.054 -5.474
202603 23.953 330.213 24.224
202606 54.089 333.952 54.089

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of د.إ35.18 mean?
Mashreqbank PSC (DFM:MASQ) has a Cyclically Adjusted FCF per Share of د.إ35.18 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Mashreqbank PSC and its competitors.
Is Mashreqbank PSC's Cyclically Adjusted FCF per Share too high?
Mashreqbank PSC's current Cyclically Adjusted FCF per Share is د.إ35.18. Overall, Mashreqbank PSC has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Cyclically Adjusted FCF per Share compare to competitors?
Mashreqbank PSC's Cyclically Adjusted FCF per Share of د.إ35.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Mashreqbank PSC and its competitors. Mashreqbank PSC's current Cyclically Adjusted FCF per Share is د.إ35.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ233.07, compared to a current price of د.إ311.00 — trading 33.4% above its estimated fair value. The current Cyclically Adjusted FCF per Share is د.إ35.18. Mashreqbank PSC's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Cyclically Adjusted FCF per Share is د.إ35.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?

Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued. The current stock price of د.إ311.00 is trading 33.4% above its estimated GF Value™ of د.إ233.07. GuruFocus considers Mashreqbank PSC to be Significantly Overvalued.

Key valuation signals for DFM:MASQ:

  • Cyclically Adjusted FCF per Share: د.إ35.18
  • GF Value™: د.إ233.07 vs. price of د.إ311.00 (33.4% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mashreqbank PSC Business Description

Address P.O. Box 1250, Dubai, ARE
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
64GF Score

Get the complete analysis for DFM:MASQ

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ311.00
Price
د.إ233.07
GF Value