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Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Mashreqbank PSC's Sloan Ratio for the quarter that ended in Mar. 2026 was 8.82%.
As of Mar. 2026, Mashreqbank PSC has a Sloan Ratio of 8.82%, indicating the company is in the safe zone and there is no funny business with accruals.
Mashreqbank PSC (DFM:MASQ) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Mar. 2026, Mashreqbank PSC has a Sloan Ratio of 8.82%, indicating the company is in the safe zone and there is no funny business with accruals.
Mashreqbank PSC Sloan Ratio % Related Terms
Mashreqbank PSC Sloan Ratio % Historical Data
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The historical data trend for Mashreqbank PSC's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mashreqbank PSC Sloan Ratio % Competitor Comparison
For the Banks - Regional subindustry, Mashreqbank PSC's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mashreqbank PSC Sloan Ratio % vs Banks Industry
For the Banks industry and Financial Services sector, Mashreqbank PSC's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Mashreqbank PSC's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Mashreqbank PSC's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Mashreqbank PSC's Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was 1648.022 (Jun. 2025 ) + 1684.918 (Sep. 2025 ) + 1750.708 (Dec. 2025 ) + 1883.285 (Mar. 2026 ) = د.إ6,967 Mil.
Mashreqbank PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was 249.612 (Jun. 2025 ) + -6318.913 (Sep. 2025 ) + -895.473 (Dec. 2025 ) + 4901.267 (Mar. 2026 ) = د.إ-2,064 Mil.
Mashreqbank PSC's Cash Flow from Investing for the trailing twelve months (TTM) ended in Mar. 2026 was 1836.37 (Jun. 2025 ) + -9447.779 (Sep. 2025 ) + -3510.685 (Dec. 2025 ) + -10219.149 (Mar. 2026 ) = د.إ-21,341 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mashreqbank PSC (DFM:MASQ) has a Sloan Ratio % of 8.82% as of Mar. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Mashreqbank PSC and its competitors.
Is Mashreqbank PSC's Sloan Ratio % too high?
Mashreqbank PSC's current Sloan Ratio % is 8.82%. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Sloan Ratio % compare to competitors?
Mashreqbank PSC's Sloan Ratio % of 8.82% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Banks company?
A good Sloan Ratio % depends on the Banks industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Mashreqbank PSC and its competitors. Mashreqbank PSC's current Sloan Ratio % is 8.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Fairly Valued. The stock's GF Value™ is د.إ230.52, compared to a current price of د.إ254.50 — trading 10.4% above its estimated fair value. The current Sloan Ratio % is 8.82%. Mashreqbank PSC's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Sloan Ratio % is 8.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?
Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued.
The current stock price of د.إ254.50 is trading 10.4% above its estimated GF Value™ of د.إ230.52.
GuruFocus considers Mashreqbank PSC to be Fairly Valued.
Key valuation signals for DFM:MASQ:
Sloan Ratio %: 8.82%
GF Value™: د.إ230.52 vs. price of د.إ254.50 (10.4% above fair value)
No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score
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Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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