Mashreqbank PSC (DFM:MASQ) Pretax Margin %: 67.28% (As of Mar. 2026) — 89% Above Median

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DFM:MASQ Mashreqbank PSC DFM:MASQ
68 GF Score
Price د.إ259.00
GF Value د.إ230.50
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Mashreqbank PSC Pretax Margin %?

Mashreqbank PSC DFM:MASQ 68 Pretax Margin % is 67.28% as of Mar. 2026, which is 89% above its 10-year median of 35.56. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.50 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,530 Banks companies, Mashreqbank PSC ranks better than 95.16% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Mashreqbank PSC's Pre-Tax Income for the three months ended in Mar. 2026 was د.إ2,280 Mil. Mashreqbank PSC's Revenue for the three months ended in Mar. 2026 was د.إ3,389 Mil. Therefore, Mashreqbank PSC's pretax margin for the quarter that ended in Mar. 2026 was 67.28%.

The historical rank and industry rank for Mashreqbank PSC's Pretax Margin % or its related term are showing as below:

DFM:MASQ' s Pretax Margin % Range Over the Past 10 Years
Min: -22.42   Med: 35.56   Max: 82.34
Current: 65.62


DFM:MASQ's Pretax Margin % is ranked better than
95.16% of 1530 companies
in the Banks industry
Industry Median: 34.655 vs DFM:MASQ: 65.62

Mashreqbank PSC  (DFM:MASQ) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Mashreqbank PSC Pretax Margin % Related Terms


Mashreqbank PSC Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Mashreqbank PSC's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mashreqbank PSC Pretax Margin % Chart

Mashreqbank PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.38 54.34 82.34 73.69 65.60

Mashreqbank PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 67.97 64.40 64.51 66.13 67.28

Mashreqbank PSC Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Mashreqbank PSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mashreqbank PSC Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Mashreqbank PSC's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Mashreqbank PSC's Pretax Margin % falls into.


DFM:MASQ
68GF Score
Mashreqbank PSC DFM:MASQ
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mashreqbank PSC Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Mashreqbank PSC's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=8260.984/12593.634
=65.60 %

Mashreqbank PSC's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2280.014/3388.71
=67.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 67.28% mean?
Mashreqbank PSC (DFM:MASQ) has a Pretax Margin % of 67.28% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mashreqbank PSC and its competitors. This is 89% above median its historical median of 35.56. According to the industry distribution chart, Mashreqbank PSC ranks #74 out of 1530 companies in the Banks industry, placing it in the top 4.8%.
Is Mashreqbank PSC's Pretax Margin % too high?
Mashreqbank PSC's current Pretax Margin % of 67.28% is 89% above median its 10-year median of 35.56. The Banks industry median Pretax Margin % is 34.66. Mashreqbank PSC's value of 67.28% is 94.1% above this industry median. Based on the distribution chart, Mashreqbank PSC ranks #74 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #74 out of 1530 companies for Pretax Margin %. This places Mashreqbank PSC in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.66. Mashreqbank PSC's value of 67.28% is 94.1% above this benchmark. While the company's 10-year median is 35.56 vs. the industry median of 34.66, Mashreqbank PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current Pretax Margin % of 67.28% is 94.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Pretax Margin % is 67.28%, which is 89% above median its own 10-year median of 35.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ230.50, compared to a current price of د.إ259.00 — trading 12.4% above its estimated fair value. The current Pretax Margin % is 67.28%, which is 89% above median its 10-year median of 35.56 and 94.1% above the Banks industry median of 34.66. Mashreqbank PSC's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Pretax Margin % is 67.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?

Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued. The current stock price of د.إ259.00 is trading 12.4% above its estimated GF Value™ of د.إ230.50. GuruFocus considers Mashreqbank PSC to be Modestly Overvalued.

Key valuation signals for DFM:MASQ:

  • Pretax Margin %: 67.28% (89% above median its 10-year median of 35.56)
  • GF Value™: د.إ230.50 vs. price of د.إ259.00 (12.4% above fair value)
  • GF Score™: 68/100 with 8 warning signs
  • Industry Position: 94.1% above the Banks median (#74 of 1530)

No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mashreqbank PSC Business Description

Address P.O. Box 1250, Dubai, ARE
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score

Get the complete analysis for DFM:MASQ

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ259.00
Price
د.إ230.50
GF Value