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Mashreqbank PSCDFM:MASQ 68 Return-on-Tangible-Asset is 2.22% as of Mar. 2026, which is 35% above its 10-year median of 1.64. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.50 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,532 Banks companies, Mashreqbank PSC ranks better than 90.67% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Mashreqbank PSC's annualizedNet Income for the quarter that ended in Mar. 2026 was د.إ7,533 Mil. Mashreqbank PSC's average total tangible assets for the quarter that ended in Mar. 2026 was د.إ339,050 Mil. Therefore, Mashreqbank PSC's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 2.22%.
The historical rank and industry rank for Mashreqbank PSC's Return-on-Tangible-Asset or its related term are showing as below:
DFM:MASQ'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.81 Med: 1.64 Max: 3.93
Current: 2.25
During the past 13 years, Mashreqbank PSC's highest Return-on-Tangible-Asset was 3.93%. The lowest was -0.81%. And the median was 1.64%.
DFM:MASQ's Return-on-Tangible-Asset is ranked better than 90.67% of 1532
companies
in the Banks industry
Industry Median: 0.99
vs DFM:MASQ: 2.25
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Mashreqbank PSC Return-on-Tangible-Asset Related Terms
Mashreqbank PSC Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Mashreqbank PSC's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mashreqbank PSC's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mashreqbank PSC Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Mashreqbank PSC's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Mashreqbank PSC's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.22% mean?
Mashreqbank PSC (DFM:MASQ) has a Return-on-Tangible-Asset of 2.22% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mashreqbank PSC and its competitors. This is 35% above median its historical median of 1.64. According to the industry distribution chart, Mashreqbank PSC ranks #143 out of 1532 companies in the Banks industry, placing it in the top 9.3%.
Is Mashreqbank PSC's Return-on-Tangible-Asset too high?
Mashreqbank PSC's current Return-on-Tangible-Asset of 2.22% is 35% above median its 10-year median of 1.64. The Banks industry median Return-on-Tangible-Asset is 0.99. Mashreqbank PSC's value of 2.22% is 124.2% above this industry median. Based on the distribution chart, Mashreqbank PSC ranks #143 out of 1532 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #143 out of 1532 companies for Return-on-Tangible-Asset. This places Mashreqbank PSC in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 0.99. Mashreqbank PSC's value of 2.22% is 124.2% above this benchmark. While the company's 10-year median is 1.64 vs. the industry median of 0.99, Mashreqbank PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current Return-on-Tangible-Asset of 2.22% is 124.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Return-on-Tangible-Asset is 2.22%, which is 35% above median its own 10-year median of 1.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ230.50, compared to a current price of د.إ259.00 — trading 12.4% above its estimated fair value. The current Return-on-Tangible-Asset is 2.22%, which is 35% above median its 10-year median of 1.64 and 124.2% above the Banks industry median of 0.99. Mashreqbank PSC's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Return-on-Tangible-Asset is 2.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?
Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued.
The current stock price of د.إ259.00 is trading 12.4% above its estimated GF Value™ of د.إ230.50.
GuruFocus considers Mashreqbank PSC to be Modestly Overvalued.
Key valuation signals for DFM:MASQ:
Return-on-Tangible-Asset: 2.22% (35% above median its 10-year median of 1.64)
GF Value™: د.إ230.50 vs. price of د.إ259.00 (12.4% above fair value)
Industry Position: 124.2% above the Banks median (#143 of 1532)
No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score
Get the complete analysis for DFM:MASQ
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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