Mashreqbank PSC (DFM:MASQ) Peter Lynch Fair Value: د.إ566.54 (As of Jul. 17, 2026) — 14% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:MASQ Mashreqbank PSC DFM:MASQ
68 GF Score
Price د.إ258.00
GF Value د.إ230.56
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Mashreqbank PSC Peter Lynch Fair Value?

Mashreqbank PSC DFM:MASQ +0.39% 68 Peter Lynch Fair Value is د.إ566.54 as of Jul. 17, 2026, which is 100% below its 10-year median of 0.66. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ230.56 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 872 Banks companies, Mashreqbank PSC ranks better than 89.45% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Mashreqbank PSC's PEG is 1. Mashreqbank PSC's 5-Year TTM Book Value Growth Rate is 17.25. Mashreqbank PSC's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ32.84. Therefore, the Peter Lynch Fair Value for today is د.إ566.54.

As of today (2026-07-17), Mashreqbank PSC's share price is د.إ258.00. Mashreqbank PSC's Peter Lynch fair value is د.إ566.54. Therefore, Mashreqbank PSC's Price to Peter Lynch Fair Value Ratio for today is 0.46.


The historical rank and industry rank for Mashreqbank PSC's Peter Lynch Fair Value or its related term are showing as below:

DFM:MASQ' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.33   Med: 0.66   Max: 1.34
Current: 0.41


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Mashreqbank PSC was 1.34. The lowest was 0.33. And the median was 0.66.


DFM:MASQ's Price-to-Peter-Lynch-Fair-Value is ranked better than
89.45% of 872 companies
in the Banks industry
Industry Median: 1.13 vs DFM:MASQ: 0.41

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Mashreqbank PSC  (DFM:MASQ) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 17.25 instead of 15 in this case.

Mashreqbank PSC's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=258.00/566.54
=0.46

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mashreqbank PSC Peter Lynch Fair Value Related Terms


Mashreqbank PSC Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Mashreqbank PSC's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mashreqbank PSC Peter Lynch Fair Value Chart

Mashreqbank PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 219.68 520.78 590.22

Mashreqbank PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 573.74 604.37 659.40 590.22 624.23

Mashreqbank PSC Peter Lynch Fair Value Competitor Comparison

For the Banks - Regional subindustry, Mashreqbank PSC's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mashreqbank PSC Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, Mashreqbank PSC's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Mashreqbank PSC's Price-to-Peter-Lynch-Fair-Value falls into.


DFM:MASQ
68GF Score
Mashreqbank PSC DFM:MASQ
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mashreqbank PSC Peter Lynch Fair Value Calculation

Mashreqbank PSC's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 17.25 *32.843
=566.54

Mashreqbank PSC's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was د.إ32.84.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of د.إ566.54 mean?
Mashreqbank PSC (DFM:MASQ) has a Peter Lynch Fair Value of د.إ566.54 as of Jul. 17, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Mashreqbank PSC and its competitors. This is 14% below median its historical median of 0.66. Over the past decade, Mashreqbank PSC's Peter Lynch Fair Value has ranged from 0.33 to 1.34. According to the industry distribution chart, Mashreqbank PSC ranks #92 out of 872 companies in the Banks industry, placing it in the top 10.6%.
Is Mashreqbank PSC's Peter Lynch Fair Value too high?
Mashreqbank PSC's current Peter Lynch Fair Value of د.إ566.54 is 14% below median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.33 to a high of 1.34. Based on the distribution chart, Mashreqbank PSC ranks #92 out of 872 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #92 out of 872 companies for Peter Lynch Fair Value. This places Mashreqbank PSC in the top 11% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.13. Historically, Mashreqbank PSC's own Peter Lynch Fair Value has ranged from 0.33 to 1.34 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.13, based on 872 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Peter Lynch Fair Value is د.إ566.54, which is 14% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ230.56, compared to a current price of د.إ258.00 — trading 11.9% above its estimated fair value. The current Peter Lynch Fair Value is د.إ566.54, which is 14% below median its 10-year median of 0.66. Mashreqbank PSC's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Peter Lynch Fair Value is د.إ566.54 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?

Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued. The current stock price of د.إ258.00 is trading 11.9% above its estimated GF Value™ of د.إ230.56. GuruFocus considers Mashreqbank PSC to be Modestly Overvalued.

Key valuation signals for DFM:MASQ:

  • Peter Lynch Fair Value: د.إ566.54 (14% below median its 10-year median of 0.66)
  • GF Value™: د.إ230.56 vs. price of د.إ258.00 (11.9% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mashreqbank PSC Business Description

Address P.O. Box 1250, Dubai, ARE
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score

Get the complete analysis for DFM:MASQ

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ258.00
Price
د.إ230.56
GF Value