Mashreqbank PSC (DFM:MASQ) 5-Year Yield-on-Cost %: 3.28 (As of Aug. 31, 2026) — 43% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:MASQ Mashreqbank PSC DFM:MASQ
65 GF Score
Price د.إ330.00
GF Value د.إ232.95
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Mashreqbank PSC 5-Year Yield-on-Cost %?

Mashreqbank PSC DFM:MASQ +6.11% 65 5-Year Yield-on-Cost % is 3.28 as of Aug. 31, 2026, which is 43% below its 10-year median of 5.71. GuruFocus rates DFM:MASQ with a GF Score™ of 65/100 and a GF Value™ of د.إ232.95 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,247 Banks companies, Mashreqbank PSC ranks worse than 59.9% on this metric.

Mashreqbank PSC's yield on cost for the quarter that ended in Jun. 2026 was 3.28.


The historical rank and industry rank for Mashreqbank PSC's 5-Year Yield-on-Cost % or its related term are showing as below:

DFM:MASQ' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.76   Med: 5.71   Max: 10.76
Current: 3.28


During the past 13 years, Mashreqbank PSC's highest Yield on Cost was 10.76. The lowest was 0.76. And the median was 5.71.


DFM:MASQ's 5-Year Yield-on-Cost % is ranked worse than
59.9% of 1247 companies
in the Banks industry
Industry Median: 3.83 vs DFM:MASQ: 3.28

Mashreqbank PSC  (DFM:MASQ) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Mashreqbank PSC 5-Year Yield-on-Cost % Related Terms


Mashreqbank PSC 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Mashreqbank PSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mashreqbank PSC 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Mashreqbank PSC's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Mashreqbank PSC's 5-Year Yield-on-Cost % falls into.


DFM:MASQ
65GF Score
Mashreqbank PSC DFM:MASQ
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mashreqbank PSC 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Mashreqbank PSC is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.28 mean?
Mashreqbank PSC (DFM:MASQ) has a 5-Year Yield-on-Cost % of 3.28 as of Aug. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mashreqbank PSC and its competitors. This is 43% below median its historical median of 5.71. Over the past decade, Mashreqbank PSC's 5-Year Yield-on-Cost % has ranged from 0.76 to 10.76. According to the industry distribution chart, Mashreqbank PSC ranks #747 out of 1247 companies in the Banks industry, placing it in the top 59.9%.
Is Mashreqbank PSC's 5-Year Yield-on-Cost % too high?
Mashreqbank PSC's current 5-Year Yield-on-Cost % of 3.28 is 43% below median its 10-year median of 5.71. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 10.76. The Banks industry median 5-Year Yield-on-Cost % is 3.83. Mashreqbank PSC's value of 3.28 is 14.4% below this industry median. Based on the distribution chart, Mashreqbank PSC ranks #747 out of 1247 companies in the Banks industry, which is below the industry midpoint. Overall, Mashreqbank PSC has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #747 out of 1247 companies for 5-Year Yield-on-Cost %. This places Mashreqbank PSC in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. Mashreqbank PSC's value of 3.28 is 14.4% below this benchmark. Historically, Mashreqbank PSC's own 5-Year Yield-on-Cost % has ranged from 0.76 to 10.76 over the past decade. While the company's 10-year median is 5.71 vs. the industry median of 3.83, Mashreqbank PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.83, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mashreqbank PSC's current 5-Year Yield-on-Cost % of 3.28 is 14.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current 5-Year Yield-on-Cost % is 3.28, which is 43% below median its own 10-year median of 5.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Significantly Overvalued. The stock's GF Value™ is د.إ232.95, compared to a current price of د.إ330.00 — trading 41.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.28, which is 43% below median its 10-year median of 5.71 and 14.4% below the Banks industry median of 3.83. Mashreqbank PSC's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current 5-Year Yield-on-Cost % is 3.28 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?

Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued. The current stock price of د.إ330.00 is trading 41.7% above its estimated GF Value™ of د.إ232.95. GuruFocus considers Mashreqbank PSC to be Significantly Overvalued.

Key valuation signals for DFM:MASQ:

  • 5-Year Yield-on-Cost %: 3.28 (43% below median its 10-year median of 5.71)
  • GF Value™: د.إ232.95 vs. price of د.إ330.00 (41.7% above fair value)
  • GF Score™: 65/100 with 8 warning signs
  • Industry Position: 14.4% below the Banks median (#747 of 1247)

No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mashreqbank PSC Business Description

Address P.O. Box 1250, Dubai, ARE
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
65GF Score

Get the complete analysis for DFM:MASQ

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ330.00
Price
د.إ232.95
GF Value