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Mashreqbank PSCDFM:MASQ +0.04%68 Intrinsic Value: Projected FCF is د.إ890.21 as of Aug. 08, 2026, which is 100% below its 10-year median of 0.38. GuruFocus rates DFM:MASQ with a GF Score™ of 68/100 and a GF Value™ of د.إ233.91 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,285 Banks companies, Mashreqbank PSC ranks better than 79.07% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-08-08), Mashreqbank PSC's Intrinsic Value: Projected FCF is د.إ890.21. The stock price of Mashreqbank PSC is د.إ260.10. Therefore, Mashreqbank PSC's Price-to-Intrinsic-Value-Projected-FCF of today is 0.3.
The historical rank and industry rank for Mashreqbank PSC's Intrinsic Value: Projected FCF or its related term are showing as below:
DFM:MASQ'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.19 Med: 0.38 Max: 0.69
Current: 0.29
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Mashreqbank PSC was 0.69. The lowest was 0.19. And the median was 0.38.
DFM:MASQ's Price-to-Projected-FCF is ranked better than 79.07% of 1285
companies
in the Banks industry
Industry Median: 0.59
vs DFM:MASQ: 0.29
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Mashreqbank PSC's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
260.10
/
890.21187439578
=
0.29
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mashreqbank PSC Intrinsic Value: Projected FCF Related Terms
Mashreqbank PSC Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Mashreqbank PSC's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mashreqbank PSC's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mashreqbank PSC Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Mashreqbank PSC's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Mashreqbank PSC's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of د.إ890.21 mean?
Mashreqbank PSC (DFM:MASQ) has a Intrinsic Value: Projected FCF of د.إ890.21 as of Aug. 08, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Mashreqbank PSC and its competitors. This is 134% above median its historical median of 0.38. Over the past decade, Mashreqbank PSC's Intrinsic Value: Projected FCF has ranged from 0.19 to 0.69. According to the industry distribution chart, Mashreqbank PSC ranks #269 out of 1285 companies in the Banks industry, placing it in the top 20.9%.
Is Mashreqbank PSC's Intrinsic Value: Projected FCF too high?
Mashreqbank PSC's current Intrinsic Value: Projected FCF of د.إ890.21 is 134% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.69. Based on the distribution chart, Mashreqbank PSC ranks #269 out of 1285 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mashreqbank PSC has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mashreqbank PSC's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, Mashreqbank PSC ranks #269 out of 1285 companies for Intrinsic Value: Projected FCF. This places Mashreqbank PSC in the top 21% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.59. Historically, Mashreqbank PSC's own Intrinsic Value: Projected FCF has ranged from 0.19 to 0.69 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.59, based on 1,285 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Mashreqbank PSC and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mashreqbank PSC's current Intrinsic Value: Projected FCF is د.إ890.21, which is 134% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mashreqbank PSC stock overvalued right now?
Based on GuruFocus' analysis, Mashreqbank PSC (DFM:MASQ) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ233.91, compared to a current price of د.إ260.10 — trading 11.2% above its estimated fair value. The current Intrinsic Value: Projected FCF is د.إ890.21, which is 134% above median its 10-year median of 0.38. Mashreqbank PSC's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Mashreqbank PSC (DFM:MASQ), the current Intrinsic Value: Projected FCF is د.إ890.21 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mashreqbank PSC (DFM:MASQ) Overvalued in 2026?
Based on GuruFocus' analysis, Mashreqbank PSC stock appears to be overvalued.
The current stock price of د.إ260.10 is trading 11.2% above its estimated GF Value™ of د.إ233.91.
GuruFocus considers Mashreqbank PSC to be Modestly Overvalued.
Key valuation signals for DFM:MASQ:
Intrinsic Value: Projected FCF: د.إ890.21 (134% above median its 10-year median of 0.38)
GF Value™: د.إ233.91 vs. price of د.إ260.10 (11.2% above fair value)
No single metric tells the full story. See the DFM:MASQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mashreqbank PSC is a banking corporation that provides banking and financial services to customers and businesses. The banking firm serves in domestic markets as well as abroad, mainly with its commercial and retail banking services such as trade finance, project finance, savings and current accounts, fixed deposits, and Mashreq millionaire deposits. The business segments are Wholesale, Retail, Treasury and capital markets, Insurance, and other. The bank's entities include Mashreq Capital, Sukoon Insurance, and Mashreq's fintech and digital innovation platform focused on developing next-generation financial solutions. The group's activities are carried out through its branches in the UAE, Bahrain, Kuwait, Egypt, Hong Kong, India, Pakistan, Qatar, the UK, and the USA.
68GF Score
Get the complete analysis for DFM:MASQ
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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