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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Banque Cantonale de Geneve's cash to debt ratio for the quarter that ended in Jun. 2026 was 1.60.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Banque Cantonale de Genevecould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Banque Cantonale de Geneve's Cash-to-Debt or its related term are showing as below:
XSWX:BCGE'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.13 Med: 1.52 Max: 1.71
Current: 1.6
During the past 13 years, Banque Cantonale de Geneve's highest Cash to Debt Ratio was 1.71. The lowest was 1.13. And the median was 1.52.
XSWX:BCGE's Cash-to-Debt is ranked better than 53.32% of 1489
companies
in the Banks industry
Industry Median: 1.38
vs XSWX:BCGE: 1.60
Banque Cantonale de Geneve (XSWX:BCGE) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Banque Cantonale de Geneve Cash-to-Debt Related Terms
Banque Cantonale de Geneve Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Banque Cantonale de Geneve Cash-to-Debt Competitor Comparison
For the Banks - Regional subindustry, Banque Cantonale de Geneve's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale de Geneve Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Banque Cantonale de Geneve's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale de Geneve (XSWX:BCGE) has a Cash-to-Debt of 1.60 as of Jun. 2026. This is near median its historical median of 1.52. Over the past decade, Banque Cantonale de Geneve's Cash-to-Debt has ranged from 1.13 to 1.71. According to the industry distribution chart, Banque Cantonale de Geneve ranks #695 out of 1489 companies in the Banks industry, placing it in the top 46.7%.
Is Banque Cantonale de Geneve's Cash-to-Debt too high?
Banque Cantonale de Geneve's current Cash-to-Debt of 1.60 is near median its 10-year median of 1.52. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 1.71. The Banks industry median Cash-to-Debt is 1.38. Banque Cantonale de Geneve's value of 1.60 is 15.9% above this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #695 out of 1489 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Cantonale de Geneve has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Cash-to-Debt compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #695 out of 1489 companies for Cash-to-Debt. This puts Banque Cantonale de Geneve in the upper half of its industry. The industry median Cash-to-Debt is 1.38. Banque Cantonale de Geneve's value of 1.60 is 15.9% above this benchmark. Historically, Banque Cantonale de Geneve's own Cash-to-Debt has ranged from 1.13 to 1.71 over the past decade. While the company's 10-year median is 1.52 vs. the industry median of 1.38, Banque Cantonale de Geneve has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.38, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current Cash-to-Debt of 1.60 is 15.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current Cash-to-Debt is 1.60, which is near median its own 10-year median of 1.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF26.12, compared to a current price of CHF34.00 — trading 30.2% above its estimated fair value. The current Cash-to-Debt is 1.60, which is near median its 10-year median of 1.52 and 15.9% above the Banks industry median of 1.38. Banque Cantonale de Geneve's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current Cash-to-Debt is 1.60 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued.
The current stock price of CHF34.00 is trading 30.2% above its estimated GF Value™ of CHF26.12.
GuruFocus considers Banque Cantonale de Geneve to be Modestly Overvalued.
Key valuation signals for XSWX:BCGE:
Cash-to-Debt: 1.60 (near median its 10-year median of 1.52)
GF Value™: CHF26.12 vs. price of CHF34.00 (30.2% above fair value)
Industry Position: 15.9% above the Banks median (#695 of 1489)
No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
62GF Score
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