Banque Cantonale de Geneve (XSWX:BCGE) LT-Debt-to-Total-Asset: 0.17 (As of Dec. 2025)

What is Banque Cantonale de Geneve LT-Debt-to-Total-Asset?

Banque Cantonale de Geneve XSWX:BCGE +0.30% 54 LT-Debt-to-Total-Asset is 0.17 as of Dec. 2025. GuruFocus rates XSWX:BCGE with a GF Score™ of 54/100 and a GF Value™ of CHF24.85 (Significantly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banque Cantonale de Geneve's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.17.

Banque Cantonale de Geneve's long-term debt to total assets ratio increased from Dec. 2024 (0.15) to Dec. 2025 (0.17). It may suggest that Banque Cantonale de Geneve is progressively becoming more dependent on debt to grow their business.

Banque Cantonale de Geneve (XSWX:BCGE) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banque Cantonale de Geneve LT-Debt-to-Total-Asset Related Terms

Banque Cantonale de Geneve LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve LT-Debt-to-Total-Asset Chart

Banque Cantonale de Geneve Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.16

0.15

0.17

Banque Cantonale de Geneve Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.16	0.15	0.15	0.16	0.17

54GF Score

Banque Cantonale de Geneve XSWX:BCGE

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Banque Cantonale de Geneve LT-Debt-to-Total-Asset Calculation

Banque Cantonale de Geneve's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	5762.71	/	34905.076
	=	0.17

Banque Cantonale de Geneve's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	5762.71	/	34905.076
	=	0.17

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.17 mean?

Banque Cantonale de Geneve (XSWX:BCGE) has a LT-Debt-to-Total-Asset of 0.17 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banque Cantonale de Geneve and its competitors.

Is Banque Cantonale de Geneve's LT-Debt-to-Total-Asset too high?

Banque Cantonale de Geneve's current LT-Debt-to-Total-Asset is 0.17. Overall, Banque Cantonale de Geneve has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Banque Cantonale de Geneve's LT-Debt-to-Total-Asset compare to competitors?

Banque Cantonale de Geneve's LT-Debt-to-Total-Asset of 0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banque Cantonale de Geneve and its competitors. Banque Cantonale de Geneve's current LT-Debt-to-Total-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Banque Cantonale de Geneve stock overvalued right now?

Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.85, compared to a current price of CHF33.40 — trading 34.4% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.17. Banque Cantonale de Geneve's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current LT-Debt-to-Total-Asset is 0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF33.40 is trading 34.4% above its estimated GF Value™ of CHF24.85. GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.

Key valuation signals for XSWX:BCGE:

LT-Debt-to-Total-Asset: 0.17
GF Value™: CHF24.85 vs. price of CHF33.40 (34.4% above fair value)
GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banque Cantonale de Geneve Business Description

Industry Financial Services Banks

Comparable Companies XSWX:WKBN XSWX:VATN XSWX:CMBN XSWX:ZUGER XSWX:GRKP XSWX:LLBN XSWX:BEKN XSWX:SGKN XSWX:TKBP XSWX:BLKB SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges BCGEz:UK 0RMP:UK 1J8:Germany

Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211

Website https://www.bcge.ch

Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.

54GF Score

Get the complete analysis for XSWX:BCGE

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.40

Price

CHF24.85

GF Value

View XSWX:BCGE Analysis

See LT-Debt-to-Total-Asset data for all stocks →