Banque Cantonale de Geneve (XSWX:BCGE) 10-Year RORE % : 2.98% (As of Dec. 2025)

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XSWX:BCGE Banque Cantonale de Geneve XSWX:BCGE
54 GF Score
Price CHF33.30
GF Value CHF24.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Cantonale de Geneve 10-Year RORE %?

Banque Cantonale de Geneve XSWX:BCGE 54 10-Year RORE % is 2.98 as of Dec. 2025. GuruFocus rates XSWX:BCGE with a GF Score™ of 54/100 and a GF Value™ of CHF24.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,087 Banks companies, Banque Cantonale de Geneve ranks worse than 74.98% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. Banque Cantonale de Geneve's 10-Year RORE % for the quarter that ended in Dec. 2025 was 2.98%.

The industry rank for Banque Cantonale de Geneve's 10-Year RORE % or its related term are showing as below:

XSWX:BCGE's 10-Year RORE % is ranked worse than
74.98% of 1087 companies
in the Banks industry
Industry Median: 10.22 vs XSWX:BCGE: 2.98

Banque Cantonale de Geneve  (XSWX:BCGE) 10-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


Banque Cantonale de Geneve 10-Year RORE % Related Terms


Banque Cantonale de Geneve 10-Year RORE % Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's 10-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve 10-Year RORE % Chart

Banque Cantonale de Geneve Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
10-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.49 1.01 4.02 3.00 2.98

Banque Cantonale de Geneve Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
10-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.02 3.65 3.00 2.07 2.98

Banque Cantonale de Geneve 10-Year RORE % Competitor Comparison

For the Banks - Regional subindustry, Banque Cantonale de Geneve's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale de Geneve 10-Year RORE % vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's 10-Year RORE % distribution charts can be found below:

* The bar in red indicates where Banque Cantonale de Geneve's 10-Year RORE % falls into.


XSWX:BCGE
54GF Score
Banque Cantonale de Geneve XSWX:BCGE
10-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale de Geneve 10-Year RORE % Calculation

Banque Cantonale de Geneve's 10-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

10-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 10-year -Cumulative Dividends per Share for 10-year )
=( 3.092-2.405 )/( 27.27-4.18 )
=0.687/23.09
=2.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 10-year before.

Frequently Asked Questions Learn more about 10-Year RORE % →
What does a 10-Year RORE % of 2.98 mean?
Banque Cantonale de Geneve (XSWX:BCGE) has a 10-Year RORE % of 2.98 as of Dec. 2025. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banque Cantonale de Geneve and its competitors. According to the industry distribution chart, Banque Cantonale de Geneve ranks #815 out of 1087 companies in the Banks industry, placing it in the top 75%.
Is Banque Cantonale de Geneve's 10-Year RORE % too high?
Banque Cantonale de Geneve's current 10-Year RORE % is 2.98. The Banks industry median 10-Year RORE % is 10.22. Banque Cantonale de Geneve's value of 2.98 is 70.8% below this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #815 out of 1087 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Cantonale de Geneve has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's 10-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #815 out of 1087 companies for 10-Year RORE %. This places Banque Cantonale de Geneve in the lower half of its industry. The industry median 10-Year RORE % is 10.22. Banque Cantonale de Geneve's value of 2.98 is 70.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Banks company?
The median 10-Year RORE % among Banks companies is 10.22, based on 1,087 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current 10-Year RORE % of 2.98 is 70.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median 10-Year RORE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current 10-Year RORE % is 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.84, compared to a current price of CHF33.30 — trading 34.1% above its estimated fair value. The current 10-Year RORE % is 2.98 and 70.8% below the Banks industry median of 10.22. Banque Cantonale de Geneve's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current 10-Year RORE % is 2.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF33.30 is trading 34.1% above its estimated GF Value™ of CHF24.84. GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.

Key valuation signals for XSWX:BCGE:

  • 10-Year RORE %: 2.98
  • GF Value™: CHF24.84 vs. price of CHF33.30 (34.1% above fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 70.8% below the Banks median (#815 of 1087)

No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale de Geneve Business Description

Other Exchanges BCGEz:UK0RMP:UK1J8:Germany
Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
54GF Score

Get the complete analysis for XSWX:BCGE

10-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.30
Price
CHF24.84
GF Value