Banque Cantonale de Geneve (XSWX:BCGE) Debt-to-Asset : 0.17 (As of Dec. 2025)

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XSWX:BCGE Banque Cantonale de Geneve XSWX:BCGE
58 GF Score
Price CHF31.00
GF Value CHF24.82
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Banque Cantonale de Geneve Debt-to-Asset?

Banque Cantonale de Geneve XSWX:BCGE -0.96% 58 Debt-to-Asset is 0.17 as of Dec. 2025. GuruFocus rates XSWX:BCGE with a GF Score™ of 58/100 and a GF Value™ of CHF24.82 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Banque Cantonale de Geneve's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF0.0 Mil. Banque Cantonale de Geneve's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was CHF5,762.7 Mil. Banque Cantonale de Geneve's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was CHF34,905.1 Mil. Banque Cantonale de Geneve's debt to asset for the quarter that ended in Dec. 2025 was 0.17.


Banque Cantonale de Geneve  (XSWX:BCGE) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Banque Cantonale de Geneve Debt-to-Asset Related Terms


Banque Cantonale de Geneve Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve Debt-to-Asset Chart

Banque Cantonale de Geneve Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.16 0.16 0.15 0.17

Banque Cantonale de Geneve Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.15 0.15 0.16 0.17

Banque Cantonale de Geneve Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Banque Cantonale de Geneve's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale de Geneve Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Banque Cantonale de Geneve's Debt-to-Asset falls into.


XSWX:BCGE
58GF Score
Banque Cantonale de Geneve XSWX:BCGE
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale de Geneve Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Banque Cantonale de Geneve's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 5762.71) / 34905.076
=0.17

Banque Cantonale de Geneve's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 5762.71) / 34905.076
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.17 mean?
Banque Cantonale de Geneve (XSWX:BCGE) has a Debt-to-Asset of 0.17 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banque Cantonale de Geneve and its competitors.
Is Banque Cantonale de Geneve's Debt-to-Asset too high?
Banque Cantonale de Geneve's current Debt-to-Asset is 0.17. Overall, Banque Cantonale de Geneve has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Debt-to-Asset compare to competitors?
Banque Cantonale de Geneve's Debt-to-Asset of 0.17 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banque Cantonale de Geneve and its competitors. Banque Cantonale de Geneve's current Debt-to-Asset is 0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF24.82, compared to a current price of CHF31.00 — trading 24.9% above its estimated fair value. The current Debt-to-Asset is 0.17. Banque Cantonale de Geneve's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current Debt-to-Asset is 0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF31.00 is trading 24.9% above its estimated GF Value™ of CHF24.82. GuruFocus considers Banque Cantonale de Geneve to be Modestly Overvalued.

Key valuation signals for XSWX:BCGE:

  • Debt-to-Asset: 0.17
  • GF Value™: CHF24.82 vs. price of CHF31.00 (24.9% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale de Geneve Business Description

Other Exchanges BCGEz:UK0RMP:UK1J8:Germany
Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
58GF Score

Get the complete analysis for XSWX:BCGE

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF31.00
Price
CHF24.82
GF Value