Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Banque Cantonale de Geneve's 5-Year RORE % for the quarter that ended in Dec. 2025 was 12.07%.
The industry rank for Banque Cantonale de Geneve's 5-Year RORE % or its related term are showing as below:
XSWX:BCGE's 5-Year RORE % is ranked better than 56.69% of 1413
companies
in the Banks industry
Industry Median: 9.68
vs XSWX:BCGE: 12.07
Banque Cantonale de Geneve (XSWX:BCGE) 5-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 5-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Banque Cantonale de Geneve 5-Year RORE % Related Terms
Banque Cantonale de Geneve 5-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale de Geneve 5-Year RORE % Competitor Comparison
For the Banks - Regional subindustry, Banque Cantonale de Geneve's 5-Year RORE %, along with its competitors' market caps and 5-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale de Geneve 5-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's 5-Year RORE % distribution charts can be found below:
* The bar in red indicates where Banque Cantonale de Geneve's 5-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 5-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 5-year before.
Banque Cantonale de Geneve (XSWX:BCGE) has a 5-Year RORE % of 12.07 as of Dec. 2025. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Banque Cantonale de Geneve and its competitors. According to the industry distribution chart, Banque Cantonale de Geneve ranks #612 out of 1413 companies in the Banks industry, placing it in the top 43.3%.
Is Banque Cantonale de Geneve's 5-Year RORE % too high?
Banque Cantonale de Geneve's current 5-Year RORE % is 12.07. The Banks industry median 5-Year RORE % is 9.68. Banque Cantonale de Geneve's value of 12.07 is 24.7% above this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #612 out of 1413 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Cantonale de Geneve has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's 5-Year RORE % compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #612 out of 1413 companies for 5-Year RORE %. This puts Banque Cantonale de Geneve in the upper half of its industry. The industry median 5-Year RORE % is 9.68. Banque Cantonale de Geneve's value of 12.07 is 24.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year RORE % for a Banks company?
The median 5-Year RORE % among Banks companies is 9.68, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current 5-Year RORE % of 12.07 is 24.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year RORE % mean?
A high 5-Year RORE % can signal that a stock is expensive relative to its fundamentals. 5-Year RORE % shows how much a company earns by reinvesting its retained earnings in 5-year. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median 5-Year RORE % is 9.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current 5-Year RORE % is 12.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.84, compared to a current price of CHF33.80 — trading 36.1% above its estimated fair value. The current 5-Year RORE % is 12.07 and 24.7% above the Banks industry median of 9.68. Banque Cantonale de Geneve's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year RORE % calculated?
5-Year RORE % is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current 5-Year RORE % is 12.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued.
The current stock price of CHF33.80 is trading 36.1% above its estimated GF Value™ of CHF24.84.
GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.
Key valuation signals for XSWX:BCGE:
5-Year RORE %: 12.07
GF Value™: CHF24.84 vs. price of CHF33.80 (36.1% above fair value)
Industry Position: 24.7% above the Banks median (#612 of 1413)
No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
54GF Score
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