Banque Cantonale de Geneve (XSWX:BCGE) Cyclically Adjusted PB Ratio: 1.13 (As of Jul. 14, 2026) — 64% Above Median

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XSWX:BCGE Banque Cantonale de Geneve XSWX:BCGE
54 GF Score
Price CHF33.30
GF Value CHF24.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Cantonale de Geneve Cyclically Adjusted PB Ratio?

Banque Cantonale de Geneve XSWX:BCGE +0.30% 54 Cyclically Adjusted PB Ratio is 1.13 as of Jul. 14, 2026, which is 64% above its 10-year median of 0.69. GuruFocus rates XSWX:BCGE with a GF Score™ of 54/100 and a GF Value™ of CHF24.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,303 Banks companies, Banque Cantonale de Geneve ranks better than 57.94% on this metric.

As of today (2026-07-14), Banque Cantonale de Geneve's current share price is CHF33.30. Banque Cantonale de Geneve's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 was CHF29.60. Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio for today is 1.13.

The historical rank and industry rank for Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio or its related term are showing as below:

XSWX:BCGE' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.5   Med: 0.69   Max: 1.24
Current: 1.12

During the past 13 years, Banque Cantonale de Geneve's highest Cyclically Adjusted PB Ratio was 1.24. The lowest was 0.50. And the median was 0.69.

XSWX:BCGE's Cyclically Adjusted PB Ratio is ranked better than
57.94% of 1303 companies
in the Banks industry
Industry Median: 1.25 vs XSWX:BCGE: 1.12

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Banque Cantonale de Geneve's adjusted book value per share data of for the fiscal year that ended in Dec25 was CHF34.912. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is CHF29.60 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Banque Cantonale de Geneve  (XSWX:BCGE) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Banque Cantonale de Geneve Cyclically Adjusted PB Ratio Related Terms


Banque Cantonale de Geneve Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve Cyclically Adjusted PB Ratio Chart

Banque Cantonale de Geneve Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.52 0.58 0.73 0.84 0.83

Banque Cantonale de Geneve Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.00 0.84 0.00 0.83

Banque Cantonale de Geneve Cyclically Adjusted PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale de Geneve Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio falls into.


XSWX:BCGE
54GF Score
Banque Cantonale de Geneve XSWX:BCGE
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale de Geneve Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=33.30/29.60
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve's Cyclically Adjusted Book per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Banque Cantonale de Geneve's adjusted Book Value per Share data for the fiscal year that ended in Dec25 was:

Adj_Book=Book Value per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=34.912/107.2000*107.2000
=34.912

Current CPI (Dec25) = 107.2000.

Banque Cantonale de Geneve Annual Data

Book Value per Share CPI Adj_Book
201612 42.105 99.380 45.418
201712 20.666 100.213 22.107
201812 22.051 100.906 23.426
201912 23.375 101.063 24.794
202012 24.238 100.241 25.921
202112 25.754 101.776 27.127
202212 27.868 104.666 28.543
202312 30.612 106.461 30.824
202412 32.946 107.128 32.968
202512 34.912 107.200 34.912

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.13 mean?
Banque Cantonale de Geneve (XSWX:BCGE) has a Cyclically Adjusted PB Ratio of 1.13 as of Jul. 14, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banque Cantonale de Geneve and its competitors. This is 64% above median its historical median of 0.69. Over the past decade, Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio has ranged from 0.50 to 1.24. According to the industry distribution chart, Banque Cantonale de Geneve ranks #548 out of 1303 companies in the Banks industry, placing it in the top 42.1%.
Is Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio too high?
Banque Cantonale de Geneve's current Cyclically Adjusted PB Ratio of 1.13 is 64% above median its 10-year median of 0.69. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.24. The Banks industry median Cyclically Adjusted PB Ratio is 1.25. Banque Cantonale de Geneve's value of 1.13 is 9.6% below this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #548 out of 1303 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Cantonale de Geneve has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #548 out of 1303 companies for Cyclically Adjusted PB Ratio. This puts Banque Cantonale de Geneve in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.25. Banque Cantonale de Geneve's value of 1.13 is 9.6% below this benchmark. Historically, Banque Cantonale de Geneve's own Cyclically Adjusted PB Ratio has ranged from 0.50 to 1.24 over the past decade. While the company's 10-year median is 0.69 vs. the industry median of 1.25, Banque Cantonale de Geneve has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.25, based on 1,303 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current Cyclically Adjusted PB Ratio of 1.13 is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current Cyclically Adjusted PB Ratio is 1.13, which is 64% above median its own 10-year median of 0.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.84, compared to a current price of CHF33.30 — trading 34.1% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.13, which is 64% above median its 10-year median of 0.69 and 9.6% below the Banks industry median of 1.25. Banque Cantonale de Geneve's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current Cyclically Adjusted PB Ratio is 1.13 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF33.30 is trading 34.1% above its estimated GF Value™ of CHF24.84. GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.

Key valuation signals for XSWX:BCGE:

  • Cyclically Adjusted PB Ratio: 1.13 (64% above median its 10-year median of 0.69)
  • GF Value™: CHF24.84 vs. price of CHF33.30 (34.1% above fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 9.6% below the Banks median (#548 of 1303)

No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale de Geneve Business Description

Other Exchanges BCGEz:UK0RMP:UK1J8:Germany
Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
54GF Score

Get the complete analysis for XSWX:BCGE

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.30
Price
CHF24.84
GF Value