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Banque Cantonale de Geneve (XSWX:BCGE) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Banque Cantonale de Geneve Equity-to-Asset Related Terms
Banque Cantonale de Geneve Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale de Geneve Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Banque Cantonale de Geneve's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale de Geneve Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Banque Cantonale de Geneve's Equity-to-Asset falls into.
Banque Cantonale de Geneve Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Banque Cantonale de Geneve's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale de Geneve (XSWX:BCGE) has a Equity-to-Asset of 0.07 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banque Cantonale de Geneve and its competitors. This is near median its historical median of 0.07. Over the past decade, Banque Cantonale de Geneve's Equity-to-Asset has ranged from 0.06 to 0.07. According to the industry distribution chart, Banque Cantonale de Geneve ranks #1171 out of 1524 companies in the Banks industry, placing it in the top 76.8%.
Is Banque Cantonale de Geneve's Equity-to-Asset too high?
Banque Cantonale de Geneve's current Equity-to-Asset of 0.07 is near median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.07. The Banks industry median Equity-to-Asset is 0.10. Banque Cantonale de Geneve's value of 0.07 is 30% below this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #1171 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Cantonale de Geneve has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #1171 out of 1524 companies for Equity-to-Asset. This places Banque Cantonale de Geneve in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Banque Cantonale de Geneve's value of 0.07 is 30% below this benchmark. Historically, Banque Cantonale de Geneve's own Equity-to-Asset has ranged from 0.06 to 0.07 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.10, Banque Cantonale de Geneve has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current Equity-to-Asset of 0.07 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current Equity-to-Asset is 0.07, which is near median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.83, compared to a current price of CHF32.50 — trading 30.9% above its estimated fair value. The current Equity-to-Asset is 0.07, which is near median its 10-year median of 0.07 and 30% below the Banks industry median of 0.10. Banque Cantonale de Geneve's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current Equity-to-Asset is 0.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued.
The current stock price of CHF32.50 is trading 30.9% above its estimated GF Value™ of CHF24.83.
GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.
Key valuation signals for XSWX:BCGE:
Equity-to-Asset: 0.07 (near median its 10-year median of 0.07)
GF Value™: CHF24.83 vs. price of CHF32.50 (30.9% above fair value)
Industry Position: 30% below the Banks median (#1171 of 1524)
No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
56GF Score
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