Banque Cantonale de Geneve (XSWX:BCGE) Intrinsic Value: Projected FCF: CHF178.59 (As of Sep. 06, 2026)

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XSWX:BCGE Banque Cantonale de Geneve XSWX:BCGE
62 GF Score
Price CHF34.00
GF Value CHF26.11
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Banque Cantonale de Geneve Intrinsic Value: Projected FCF?

Banque Cantonale de Geneve XSWX:BCGE +1.49% 62 Intrinsic Value: Projected FCF is CHF178.59 as of Sep. 06, 2026. GuruFocus rates XSWX:BCGE with a GF Score™ of 62/100 and a GF Value™ of CHF26.11 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,308 Banks companies, Banque Cantonale de Geneve ranks better than 88.3% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-06), Banque Cantonale de Geneve's Intrinsic Value: Projected FCF is CHF178.59. The stock price of Banque Cantonale de Geneve is CHF34.00. Therefore, Banque Cantonale de Geneve's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.

The historical rank and industry rank for Banque Cantonale de Geneve's Intrinsic Value: Projected FCF or its related term are showing as below:

XSWX:BCGE' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.04   Med: 0.15   Max: 0.19
Current: 0.19

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Banque Cantonale de Geneve was 0.19. The lowest was 0.04. And the median was 0.15.

XSWX:BCGE's Price-to-Projected-FCF is ranked better than
88.3% of 1308 companies
in the Banks industry
Industry Median: 0.6 vs XSWX:BCGE: 0.19

Banque Cantonale de Geneve  (XSWX:BCGE) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Banque Cantonale de Geneve's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=34.00/178.59153706834
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Banque Cantonale de Geneve Intrinsic Value: Projected FCF Related Terms


Banque Cantonale de Geneve Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve Intrinsic Value: Projected FCF Chart

Banque Cantonale de Geneve Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 168.45 116.44 143.44 172.85 178.59

Banque Cantonale de Geneve Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 172.85 0.00 178.59 0.00

Banque Cantonale de Geneve Intrinsic Value: Projected FCF Competitor Comparison

For the Banks - Regional subindustry, Banque Cantonale de Geneve's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale de Geneve Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Banque Cantonale de Geneve's Price-to-Projected-FCF falls into.


XSWX:BCGE
62GF Score
Banque Cantonale de Geneve XSWX:BCGE
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Cantonale de Geneve Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Banque Cantonale de Geneve's Free Cash Flow(6 year avg) = CHF873.12.

Banque Cantonale de Geneve's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec25)*0.8)/Shares Outstanding (Diluted Average)
=(12.437096484727*873.11885714286+2499.409*0.8)/72.000
=178.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of CHF178.59 mean?
Banque Cantonale de Geneve (XSWX:BCGE) has a Intrinsic Value: Projected FCF of CHF178.59 as of Sep. 06, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Banque Cantonale de Geneve and its competitors. According to the industry distribution chart, Banque Cantonale de Geneve ranks #153 out of 1308 companies in the Banks industry, placing it in the top 11.7%.
Is Banque Cantonale de Geneve's Intrinsic Value: Projected FCF too high?
Banque Cantonale de Geneve's current Intrinsic Value: Projected FCF is CHF178.59. Based on the distribution chart, Banque Cantonale de Geneve ranks #153 out of 1308 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Banque Cantonale de Geneve has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #153 out of 1308 companies for Intrinsic Value: Projected FCF. This places Banque Cantonale de Geneve in the top 12% of its industry — outperforming the majority of peers. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current Intrinsic Value: Projected FCF is CHF178.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF26.11, compared to a current price of CHF34.00 — trading 30.2% above its estimated fair value. The current Intrinsic Value: Projected FCF is CHF178.59. Banque Cantonale de Geneve's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current Intrinsic Value: Projected FCF is CHF178.59 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF34.00 is trading 30.2% above its estimated GF Value™ of CHF26.11. GuruFocus considers Banque Cantonale de Geneve to be Modestly Overvalued.

Key valuation signals for XSWX:BCGE:

  • Intrinsic Value: Projected FCF: CHF178.59
  • GF Value™: CHF26.11 vs. price of CHF34.00 (30.2% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale de Geneve Business Description

Other Exchanges BCGEz:UK0RMP:UK1J8:Germany
Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
62GF Score

Get the complete analysis for XSWX:BCGE

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF34.00
Price
CHF26.11
GF Value