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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banque Cantonale de Geneve's Debt-to-Equity or its related term are showing as below:
XSWX:BCGE'
s Debt-to-Equity Range Over the Past 10 Years
Min: 2.12 Med: 2.32 Max: 2.62
Current: 2.31
During the past 13 years, the highest Debt-to-Equity Ratio of Banque Cantonale de Geneve was 2.62. The lowest was 2.12. And the median was 2.32.
XSWX:BCGE's Debt-to-Equity is ranked worse than 88% of 1417
companies
in the Banks industry
Industry Median: 0.57
vs XSWX:BCGE: 2.31
Banque Cantonale de Geneve (XSWX:BCGE) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banque Cantonale de Geneve Debt-to-Equity Related Terms
Banque Cantonale de Geneve Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale de Geneve Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Banque Cantonale de Geneve's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Cantonale de Geneve Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banque Cantonale de Geneve's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banque Cantonale de Geneve (XSWX:BCGE) has a Debt-to-Equity of 2.31 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banque Cantonale de Geneve and its competitors. This is near median its historical median of 2.32. Over the past decade, Banque Cantonale de Geneve's Debt-to-Equity has ranged from 2.12 to 2.62. According to the industry distribution chart, Banque Cantonale de Geneve ranks #1247 out of 1417 companies in the Banks industry, placing it in the top 88%.
Is Banque Cantonale de Geneve's Debt-to-Equity too high?
Banque Cantonale de Geneve's current Debt-to-Equity of 2.31 is near median its 10-year median of 2.32. Over the past 10 years, this metric has ranged from a low of 2.12 to a high of 2.62. The Banks industry median Debt-to-Equity is 0.57. Banque Cantonale de Geneve's value of 2.31 is 305.3% above this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #1247 out of 1417 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Cantonale de Geneve has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #1247 out of 1417 companies for Debt-to-Equity. This places Banque Cantonale de Geneve in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Banque Cantonale de Geneve's value of 2.31 is 305.3% above this benchmark. Historically, Banque Cantonale de Geneve's own Debt-to-Equity has ranged from 2.12 to 2.62 over the past decade. While the company's 10-year median is 2.32 vs. the industry median of 0.57, Banque Cantonale de Geneve has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,417 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current Debt-to-Equity of 2.31 is 305.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current Debt-to-Equity is 2.31, which is near median its own 10-year median of 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.83, compared to a current price of CHF32.80 — trading 32.1% above its estimated fair value. The current Debt-to-Equity is 2.31, which is near median its 10-year median of 2.32 and 305.3% above the Banks industry median of 0.57. Banque Cantonale de Geneve's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current Debt-to-Equity is 2.31 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued.
The current stock price of CHF32.80 is trading 32.1% above its estimated GF Value™ of CHF24.83.
GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.
Key valuation signals for XSWX:BCGE:
Debt-to-Equity: 2.31 (near median its 10-year median of 2.32)
GF Value™: CHF24.83 vs. price of CHF32.80 (32.1% above fair value)
Industry Position: 305.3% above the Banks median (#1247 of 1417)
No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
53GF Score
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