Banque Cantonale de Geneve (XSWX:BCGE) PB Ratio: 0.96 (As of Jul. 02, 2026) — 28% Above Median


XSWX:BCGE Banque Cantonale de Geneve XSWX:BCGE
54 GF Score
Price CHF33.60
GF Value CHF24.85
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Cantonale de Geneve PB Ratio?

Banque Cantonale de Geneve XSWX:BCGE -1.18% 54 PB Ratio is 0.96 as of Jul. 02, 2026, which is 28% above its 10-year median of 0.75. GuruFocus rates XSWX:BCGE with a GF Score™ of 54/100 and a GF Value™ of CHF24.85 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Banque Cantonale de Geneve ranks better than 61.37% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-02), Banque Cantonale de Geneve's share price is CHF33.60. Banque Cantonale de Geneve's Book Value per Share for the quarter that ended in Dec. 2025 was CHF34.91. Hence, Banque Cantonale de Geneve's PB Ratio of today is 0.96.

Warning Sign:

Banque Cantonale de Geneve stock PB Ratio (=0.96) is close to 10-year high of 1.05.

The historical rank and industry rank for Banque Cantonale de Geneve's PB Ratio or its related term are showing as below:

XSWX:BCGE' s PB Ratio Range Over the Past 10 Years
Min: 0.35   Med: 0.75   Max: 1.05
Current: 0.97

During the past 13 years, Banque Cantonale de Geneve's highest PB Ratio was 1.05. The lowest was 0.35. And the median was 0.75.

XSWX:BCGE's PB Ratio is ranked better than
61.37% of 1517 companies
in the Banks industry
Industry Median: 1.1 vs XSWX:BCGE: 0.97

During the past 12 months, Banque Cantonale de Geneve's average Book Value Per Share Growth Rate was 6.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 7.80% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 7.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 0.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banque Cantonale de Geneve was 65.40% per year. The lowest was -18.30% per year. And the median was 5.50% per year.

Back to Basics: PB Ratio


Banque Cantonale de Geneve  (XSWX:BCGE) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Banque Cantonale de Geneve PB Ratio Related Terms


Banque Cantonale de Geneve PB Ratio Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve PB Ratio Chart

Banque Cantonale de Geneve Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.62 0.64 0.74 0.77 0.70

Banque Cantonale de Geneve Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.92 0.77 0.71 0.70

Banque Cantonale de Geneve PB Ratio Competitor Comparison

For the Banks - Regional subindustry, Banque Cantonale de Geneve's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale de Geneve PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's PB Ratio distribution charts can be found below:

* The bar in red indicates where Banque Cantonale de Geneve's PB Ratio falls into.


XSWX:BCGE
54GF Score
Banque Cantonale de Geneve XSWX:BCGE
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Cantonale de Geneve PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Banque Cantonale de Geneve's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=33.60/34.912
=0.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.96 mean?
Banque Cantonale de Geneve (XSWX:BCGE) has a PB Ratio of 0.96 as of Jul. 02, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banque Cantonale de Geneve and its competitors. This is 28% above median its historical median of 0.75. Over the past decade, Banque Cantonale de Geneve's PB Ratio has ranged from 0.35 to 1.05. According to the industry distribution chart, Banque Cantonale de Geneve ranks #586 out of 1517 companies in the Banks industry, placing it in the top 38.6%.
Is Banque Cantonale de Geneve's PB Ratio too high?
Banque Cantonale de Geneve's current PB Ratio of 0.96 is 28% above median its 10-year median of 0.75. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.05. The Banks industry median PB Ratio is 1.10. Banque Cantonale de Geneve's value of 0.96 is 12.7% below this industry median. Based on the distribution chart, Banque Cantonale de Geneve ranks #586 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Cantonale de Geneve has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's PB Ratio compare to competitors?
According to the Banks industry distribution chart, Banque Cantonale de Geneve ranks #586 out of 1517 companies for PB Ratio. This puts Banque Cantonale de Geneve in the upper half of its industry. The industry median PB Ratio is 1.10. Banque Cantonale de Geneve's value of 0.96 is 12.7% below this benchmark. Historically, Banque Cantonale de Geneve's own PB Ratio has ranged from 0.35 to 1.05 over the past decade. While the company's 10-year median is 0.75 vs. the industry median of 1.10, Banque Cantonale de Geneve has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Cantonale de Geneve's current PB Ratio of 0.96 is 12.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banque Cantonale de Geneve and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Cantonale de Geneve's current PB Ratio is 0.96, which is 28% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.85, compared to a current price of CHF33.60 — trading 35.2% above its estimated fair value. The current PB Ratio is 0.96, which is 28% above median its 10-year median of 0.75 and 12.7% below the Banks industry median of 1.10. Banque Cantonale de Geneve's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current PB Ratio is 0.96 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF33.60 is trading 35.2% above its estimated GF Value™ of CHF24.85. GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.

Key valuation signals for XSWX:BCGE:

  • PB Ratio: 0.96 (28% above median its 10-year median of 0.75)
  • GF Value™: CHF24.85 vs. price of CHF33.60 (35.2% above fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 12.7% below the Banks median (#586 of 1517)

No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale de Geneve Business Description

Other Exchanges BCGEz:UK0RMP:UK1J8:Germany
Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
54GF Score

Get the complete analysis for XSWX:BCGE

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.60
Price
CHF24.85
GF Value