Banque Cantonale de Geneve (XSWX:BCGE) Cyclically Adjusted FCF per Share: CHF11.08 (As of Dec. 2025)


XSWX:BCGE Banque Cantonale de Geneve XSWX:BCGE
54 GF Score
Price CHF33.80
GF Value CHF24.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banque Cantonale de Geneve Cyclically Adjusted FCF per Share?

Banque Cantonale de Geneve XSWX:BCGE +0.30% 54 Cyclically Adjusted FCF per Share is CHF11.08 as of Dec. 2025. GuruFocus rates XSWX:BCGE with a GF Score™ of 54/100 and a GF Value™ of CHF24.84 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Banque Cantonale de Geneve's adjusted free cash flow per share data for the fiscal year that ended in Dec. 2025 was CHF6.404. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is CHF11.08 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Banque Cantonale de Geneve's average Cyclically Adjusted FCF Growth Rate was -43.40% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -13.30% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -9.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -5.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Banque Cantonale de Geneve was 27.40% per year. The lowest was -13.30% per year. And the median was -1.80% per year.

As of today (2026-07-05), Banque Cantonale de Geneve's current stock price is CHF 33.80. Banque Cantonale de Geneve's Cyclically Adjusted FCF per Share for the fiscal year that ended in Dec. 2025 was CHF11.08. Banque Cantonale de Geneve's Cyclically Adjusted Price-to-FCF of today is 3.05.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banque Cantonale de Geneve was 3.31. The lowest was 0.64. And the median was 0.86.


Banque Cantonale de Geneve  (XSWX:BCGE) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Banque Cantonale de Geneve's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=33.80/11.08
=3.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Banque Cantonale de Geneve was 3.31. The lowest was 0.64. And the median was 0.86.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Banque Cantonale de Geneve Cyclically Adjusted FCF per Share Related Terms


Banque Cantonale de Geneve Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Banque Cantonale de Geneve's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Cantonale de Geneve Cyclically Adjusted FCF per Share Chart

Banque Cantonale de Geneve Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.07 17.00 17.32 19.56 11.08

Banque Cantonale de Geneve Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.32 0.00 19.56 0.00 11.08

Banque Cantonale de Geneve Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Banque Cantonale de Geneve's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Cantonale de Geneve Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Banque Cantonale de Geneve's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Banque Cantonale de Geneve's Cyclically Adjusted Price-to-FCF falls into.


XSWX:BCGE
54GF Score
Banque Cantonale de Geneve XSWX:BCGE
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Banque Cantonale de Geneve Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banque Cantonale de Geneve's adjusted Free Cash Flow per Share data for the fiscal year that ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=6.404/107.2000*107.2000
=6.404

Current CPI (Dec. 2025) = 107.2000.

Banque Cantonale de Geneve Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201612 7.053 99.380 7.608
201712 6.340 100.213 6.782
201812 7.600 100.906 8.074
201912 18.611 101.063 19.741
202012 28.591 100.241 30.576
202112 5.993 101.776 6.312
202212 -0.949 104.666 -0.972
202312 7.139 106.461 7.189
202412 19.098 107.128 19.111
202512 6.404 107.200 6.404

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of CHF11.08 mean?
Banque Cantonale de Geneve (XSWX:BCGE) has a Cyclically Adjusted FCF per Share of CHF11.08 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banque Cantonale de Geneve and its competitors.
Is Banque Cantonale de Geneve's Cyclically Adjusted FCF per Share too high?
Banque Cantonale de Geneve's current Cyclically Adjusted FCF per Share is CHF11.08. Overall, Banque Cantonale de Geneve has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banque Cantonale de Geneve's Cyclically Adjusted FCF per Share compare to competitors?
Banque Cantonale de Geneve's Cyclically Adjusted FCF per Share of CHF11.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Banque Cantonale de Geneve and its competitors. Banque Cantonale de Geneve's current Cyclically Adjusted FCF per Share is CHF11.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Cantonale de Geneve stock overvalued right now?
Based on GuruFocus' analysis, Banque Cantonale de Geneve (XSWX:BCGE) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF24.84, compared to a current price of CHF33.80 — trading 36.1% above its estimated fair value. The current Cyclically Adjusted FCF per Share is CHF11.08. Banque Cantonale de Geneve's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Banque Cantonale de Geneve (XSWX:BCGE), the current Cyclically Adjusted FCF per Share is CHF11.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Cantonale de Geneve (XSWX:BCGE) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Cantonale de Geneve stock appears to be overvalued. The current stock price of CHF33.80 is trading 36.1% above its estimated GF Value™ of CHF24.84. GuruFocus considers Banque Cantonale de Geneve to be Significantly Overvalued.

Key valuation signals for XSWX:BCGE:

  • Cyclically Adjusted FCF per Share: CHF11.08
  • GF Value™: CHF24.84 vs. price of CHF33.80 (36.1% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the XSWX:BCGE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Cantonale de Geneve Business Description

Other Exchanges BCGEz:UK0RMP:UK1J8:Germany
Address Quai de L'Ile 17, P.O. Box 2251, Geneva, CHE, 1211
Banque Cantonale de Genève (BCGE) is a Switzerland-based bank which provides the services of a regional full-service bank and has the particular role of contributing to the economic development of the canton and of the region. Its activities include providing mortgage lending and commercial and personal loans as well as loans for international trade. The group is also active in online banking as well as asset management and manages public offerings and placements in the financial markets.
54GF Score

Get the complete analysis for XSWX:BCGE

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF33.80
Price
CHF24.84
GF Value