Emirates Insurance Co PSC (ADX:EIC) Change In Receivables: د.إ24.2 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:EIC Emirates Insurance Co PSC ADX:EIC
58 GF Score
Price د.إ8.09
GF Value د.إ8.54
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Emirates Insurance Co PSC Change In Receivables?

Emirates Insurance Co PSC ADX:EIC 58 Change In Receivables is د.إ24.2 Mil as of Dec. 2025. GuruFocus rates ADX:EIC with a GF Score™ of 58/100 and a GF Value™ of د.إ8.54 (Fairly Valued). The stock has 2 warning signs investors should review.

Emirates Insurance Co PSC's change in receivables for the quarter that ended in Dec. 2025 was د.إ6.2 Mil. It means Emirates Insurance Co PSC's Accounts Receivable declined by د.إ6.2 Mil from Sep. 2025 to Dec. 2025 .

Emirates Insurance Co PSC's change in receivables for the fiscal year that ended in Dec. 2025 was د.إ24.2 Mil. It means Emirates Insurance Co PSC's Accounts Receivable declined by د.إ24.2 Mil from Dec. 2024 to Dec. 2025 .

Emirates Insurance Co PSC's Accounts Receivable for the quarter that ended in Dec. 2025 was د.إ0.0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Emirates Insurance Co PSC's Days Sales Outstanding for the three months ended in Dec. 2025 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Emirates Insurance Co PSC's liquidation value for the three months ended in Dec. 2025 was د.إ-407.8 Mil.


Emirates Insurance Co PSC  (ADX:EIC) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Emirates Insurance Co PSC's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/193.845*91
=0.00

2. In Ben Graham's calculation of liquidation value, Emirates Insurance Co PSC's accounts receivable are only considered to be worth 75% of book value:

Emirates Insurance Co PSC's liquidation value for the quarter that ended in Dec. 2025 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=1076.73-1484.515+0.75 * 0+0.5 * 0
=-407.8

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Emirates Insurance Co PSC Change In Receivables Related Terms


Emirates Insurance Co PSC Change In Receivables Historical Data

* Premium members only.

The historical data trend for Emirates Insurance Co PSC's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Insurance Co PSC Change In Receivables Chart

Emirates Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.69 9.32 -2.22 -10.99 24.21

Emirates Insurance Co PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -11.21 11.88 -1.80 7.94 6.19
ADX:EIC
58GF Score
Emirates Insurance Co PSC ADX:EIC
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Insurance Co PSC Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ24.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of د.إ24.2 Mil mean?
Emirates Insurance Co PSC (ADX:EIC) has a Change In Receivables of د.إ24.2 Mil as of Dec. 2025. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Emirates Insurance Co PSC and its competitors.
Is Emirates Insurance Co PSC's Change In Receivables too high?
Emirates Insurance Co PSC's current Change In Receivables is د.إ24.2 Mil. Overall, Emirates Insurance Co PSC has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's Change In Receivables compare to BRK.A and AIG?
Emirates Insurance Co PSC's Change In Receivables of د.إ24.2 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for an Insurance company?
A good Change In Receivables depends on the Insurance industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Emirates Insurance Co PSC and its competitors. Emirates Insurance Co PSC's current Change In Receivables is د.إ24.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.54, compared to a current price of د.إ8.09 — trading 5.3% below its estimated fair value. The current Change In Receivables is د.إ24.2 Mil. Emirates Insurance Co PSC's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current Change In Receivables is د.إ24.2 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ8.09 is trading 5.3% below its estimated GF Value™ of د.إ8.54. GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.

Key valuation signals for ADX:EIC:

  • Change In Receivables: د.إ24.2 Mil
  • GF Value™: د.إ8.54 vs. price of د.إ8.09 (5.3% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
58GF Score

Get the complete analysis for ADX:EIC

Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.09
Price
د.إ8.54
GF Value