Emirates Insurance Co PSC (ADX:EIC) Scaled Net Operating Assets: 0.11 (As of Dec. 2025)


ADX:EIC Emirates Insurance Co PSC ADX:EIC
56 GF Score
Price د.إ8.10
GF Value د.إ8.38
Valuation Fairly Valued
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What is Emirates Insurance Co PSC Scaled Net Operating Assets?

Emirates Insurance Co PSC ADX:EIC 56 Scaled Net Operating Assets is 0.11 as of Dec. 2025. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.38 (Fairly Valued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Emirates Insurance Co PSC's operating assets for the quarter that ended in Dec. 2025 was د.إ1,784.5 Mil. Emirates Insurance Co PSC's operating liabilities for the quarter that ended in Dec. 2025 was د.إ1,484.5 Mil. Emirates Insurance Co PSC's Total Assets for the quarter that ended in Sep. 2025 was د.إ2,807.9 Mil. Therefore, Emirates Insurance Co PSC's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.11.

ADX:EIC
56GF Score
Emirates Insurance Co PSC ADX:EIC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Insurance Co PSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Emirates Insurance Co PSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2595.765-1484.515)/2935.847
=0.38

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2861.223 - 265.458
=2595.765

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1484.515 - 0 - 0
=1484.515

Emirates Insurance Co PSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(1784.493-1484.515)/2807.911
=0.11

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2861.223 - 1076.73
=1784.493

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1484.515 - 0 - 0
=1484.515

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.11 mean?
Emirates Insurance Co PSC (ADX:EIC) has a Scaled Net Operating Assets of 0.11 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Emirates Insurance Co PSC and its competitors.
Is Emirates Insurance Co PSC's Scaled Net Operating Assets too high?
Emirates Insurance Co PSC's current Scaled Net Operating Assets is 0.11. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's Scaled Net Operating Assets compare to BRK.A and AIG?
Emirates Insurance Co PSC's Scaled Net Operating Assets of 0.11 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Emirates Insurance Co PSC and its competitors. Emirates Insurance Co PSC's current Scaled Net Operating Assets is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.38, compared to a current price of د.إ8.10 — trading 3.3% below its estimated fair value. The current Scaled Net Operating Assets is 0.11. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current Scaled Net Operating Assets is 0.11 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ8.10 is trading 3.3% below its estimated GF Value™ of د.إ8.38. GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.

Key valuation signals for ADX:EIC:

  • Scaled Net Operating Assets: 0.11
  • GF Value™: د.إ8.38 vs. price of د.إ8.10 (3.3% below fair value)
  • GF Score™: 56/100

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.10
Price
د.إ8.38
GF Value