Emirates Insurance Co PSC (ADX:EIC) Pretax Margin %: 16.81% (As of Dec. 2025) — Near Median


ADX:EIC Emirates Insurance Co PSC ADX:EIC
56 GF Score
Price د.إ8.10
GF Value د.إ8.37
Valuation Fairly Valued
View Full Analysis

What is Emirates Insurance Co PSC Pretax Margin %?

Emirates Insurance Co PSC ADX:EIC 56 Pretax Margin % is 16.81% as of Dec. 2025, which is 4% below its 10-year median of 17.57. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.37 (Fairly Valued). Among 505 Insurance companies, Emirates Insurance Co PSC ranks better than 77.43% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Emirates Insurance Co PSC's Pre-Tax Income for the three months ended in Dec. 2025 was د.إ32.6 Mil. Emirates Insurance Co PSC's Revenue for the three months ended in Dec. 2025 was د.إ193.8 Mil. Therefore, Emirates Insurance Co PSC's pretax margin for the quarter that ended in Dec. 2025 was 16.81%.

The historical rank and industry rank for Emirates Insurance Co PSC's Pretax Margin % or its related term are showing as below:

ADX:EIC' s Pretax Margin % Range Over the Past 10 Years
Min: 11.67   Med: 17.57   Max: 22.27
Current: 21.26


ADX:EIC's Pretax Margin % is ranked better than
77.43% of 505 companies
in the Insurance industry
Industry Median: 12 vs ADX:EIC: 21.26

Emirates Insurance Co PSC  (ADX:EIC) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Emirates Insurance Co PSC Pretax Margin % Related Terms


Emirates Insurance Co PSC Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Emirates Insurance Co PSC's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Insurance Co PSC Pretax Margin % Chart

Emirates Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.50 11.67 22.27 19.29 21.38

Emirates Insurance Co PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.42 19.85 22.37 26.99 16.81

ADX:EIC vs BRK.A, AIG, HIG: Pretax Margin % Comparison

For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Insurance Co PSC Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Emirates Insurance Co PSC's Pretax Margin % falls into.


ADX:EIC
56GF Score
Emirates Insurance Co PSC ADX:EIC
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Insurance Co PSC Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Emirates Insurance Co PSC's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=149.203/697.71
=21.38 %

Emirates Insurance Co PSC's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=32.587/193.845
=16.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 16.81% mean?
Emirates Insurance Co PSC (ADX:EIC) has a Pretax Margin % of 16.81% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Emirates Insurance Co PSC and its competitors. This is near median its historical median of 17.57. Over the past decade, Emirates Insurance Co PSC's Pretax Margin % has ranged from 11.67 to 22.27. According to the industry distribution chart, Emirates Insurance Co PSC ranks #114 out of 505 companies in the Insurance industry, placing it in the top 22.6%.
Is Emirates Insurance Co PSC's Pretax Margin % too high?
Emirates Insurance Co PSC's current Pretax Margin % of 16.81% is near median its 10-year median of 17.57. Over the past 10 years, this metric has ranged from a low of 11.67 to a high of 22.27. The Insurance industry median Pretax Margin % is 12.00. Emirates Insurance Co PSC's value of 16.81% is 40.1% above this industry median. Based on the distribution chart, Emirates Insurance Co PSC ranks #114 out of 505 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's Pretax Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Emirates Insurance Co PSC ranks #114 out of 505 companies for Pretax Margin %. This places Emirates Insurance Co PSC in the top 23% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 12.00. Emirates Insurance Co PSC's value of 16.81% is 40.1% above this benchmark. Historically, Emirates Insurance Co PSC's own Pretax Margin % has ranged from 11.67 to 22.27 over the past decade. While the company's 10-year median is 17.57 vs. the industry median of 12.00, Emirates Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Insurance Co PSC's current Pretax Margin % of 16.81% is 40.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Emirates Insurance Co PSC and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Insurance Co PSC's current Pretax Margin % is 16.81%, which is near median its own 10-year median of 17.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.37, compared to a current price of د.إ8.10 — trading 3.2% below its estimated fair value. The current Pretax Margin % is 16.81%, which is near median its 10-year median of 17.57 and 40.1% above the Insurance industry median of 12.00. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current Pretax Margin % is 16.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ8.10 is trading 3.2% below its estimated GF Value™ of د.إ8.37. GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.

Key valuation signals for ADX:EIC:

  • Pretax Margin %: 16.81% (near median its 10-year median of 17.57)
  • GF Value™: د.إ8.37 vs. price of د.إ8.10 (3.2% below fair value)
  • GF Score™: 56/100
  • Industry Position: 40.1% above the Insurance median (#114 of 505)

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score

Get the complete analysis for ADX:EIC

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.10
Price
د.إ8.37
GF Value