Emirates Insurance Co PSC (ADX:EIC) FCF Margin %: 28.64% (As of Dec. 2025) — 151% Above Median


ADX:EIC Emirates Insurance Co PSC ADX:EIC
56 GF Score
Price د.إ8.10
GF Value د.إ8.36
Valuation Fairly Valued
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What is Emirates Insurance Co PSC FCF Margin %?

Emirates Insurance Co PSC ADX:EIC 56 FCF Margin % is 28.64% as of Dec. 2025, which is 151% above its 10-year median of 11.40. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.36 (Fairly Valued). Among 501 Insurance companies, Emirates Insurance Co PSC ranks better than 87.62% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Emirates Insurance Co PSC's Free Cash Flow for the three months ended in Dec. 2025 was د.إ55.5 Mil. Emirates Insurance Co PSC's Revenue for the three months ended in Dec. 2025 was د.إ193.8 Mil. Therefore, Emirates Insurance Co PSC's FCF Margin % for the quarter that ended in Dec. 2025 was 28.64%.

As of today, Emirates Insurance Co PSC's current FCF Yield % is 17.99%.

The historical rank and industry rank for Emirates Insurance Co PSC's FCF Margin % or its related term are showing as below:

ADX:EIC' s FCF Margin % Range Over the Past 10 Years
Min: -3.96   Med: 11.4   Max: 31.32
Current: 31.14


During the past 13 years, the highest FCF Margin % of Emirates Insurance Co PSC was 31.32%. The lowest was -3.96%. And the median was 11.40%.

ADX:EIC's FCF Margin % is ranked better than
87.62% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs ADX:EIC: 31.14


Emirates Insurance Co PSC FCF Margin % Related Terms


Emirates Insurance Co PSC FCF Margin % Historical Data

* Premium members only.

The historical data trend for Emirates Insurance Co PSC's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Insurance Co PSC FCF Margin % Chart

Emirates Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.80 12.47 -2.21 -3.96 31.32

Emirates Insurance Co PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 -19.00 51.32 67.55 28.64

ADX:EIC vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Insurance Co PSC FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Emirates Insurance Co PSC's FCF Margin % falls into.


ADX:EIC
56GF Score
Emirates Insurance Co PSC ADX:EIC
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Insurance Co PSC FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Emirates Insurance Co PSC's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=218.548/697.71
=31.32 %

Emirates Insurance Co PSC's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=55.517/193.845
=28.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 28.64% mean?
Emirates Insurance Co PSC (ADX:EIC) has a FCF Margin % of 28.64% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Emirates Insurance Co PSC and its competitors. This is 151% above median its historical median of 11.40. According to the industry distribution chart, Emirates Insurance Co PSC ranks #62 out of 501 companies in the Insurance industry, placing it in the top 12.4%.
Is Emirates Insurance Co PSC's FCF Margin % too high?
Emirates Insurance Co PSC's current FCF Margin % of 28.64% is 151% above median its 10-year median of 11.40. The Insurance industry median FCF Margin % is 9.60. Emirates Insurance Co PSC's value of 28.64% is 198.3% above this industry median. Based on the distribution chart, Emirates Insurance Co PSC ranks #62 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Emirates Insurance Co PSC ranks #62 out of 501 companies for FCF Margin %. This places Emirates Insurance Co PSC in the top 12% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Emirates Insurance Co PSC's value of 28.64% is 198.3% above this benchmark. While the company's 10-year median is 11.40 vs. the industry median of 9.60, Emirates Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Insurance Co PSC's current FCF Margin % of 28.64% is 198.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Emirates Insurance Co PSC and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Insurance Co PSC's current FCF Margin % is 28.64%, which is 151% above median its own 10-year median of 11.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.36, compared to a current price of د.إ8.10 — trading 3.1% below its estimated fair value. The current FCF Margin % is 28.64%, which is 151% above median its 10-year median of 11.40 and 198.3% above the Insurance industry median of 9.60. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current FCF Margin % is 28.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ8.10 is trading 3.1% below its estimated GF Value™ of د.إ8.36. GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.

Key valuation signals for ADX:EIC:

  • FCF Margin %: 28.64% (151% above median its 10-year median of 11.40)
  • GF Value™: د.إ8.36 vs. price of د.إ8.10 (3.1% below fair value)
  • GF Score™: 56/100
  • Industry Position: 198.3% above the Insurance median (#62 of 501)

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score

Get the complete analysis for ADX:EIC

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.10
Price
د.إ8.36
GF Value