Emirates Insurance Co PSC (ADX:EIC) E10: د.إ0.83 (As of Dec. 2025)


ADX:EIC Emirates Insurance Co PSC ADX:EIC
56 GF Score
Price د.إ8.10
GF Value د.إ8.36
Valuation Fairly Valued
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What is Emirates Insurance Co PSC E10?

Emirates Insurance Co PSC ADX:EIC 56 E10 is د.إ0.83 as of Dec. 2025. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.36 (Fairly Valued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Emirates Insurance Co PSC's adjusted earnings per share data for the three months ended in Dec. 2025 was د.إ0.210. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is د.إ0.83 for the trailing ten years ended in Dec. 2025.

During the past 12 months, Emirates Insurance Co PSC's average E10 Growth Rate was 3.70% per year. During the past 3 years, the average E10 Growth Rate was 4.40% per year. During the past 5 years, the average E10 Growth Rate was 2.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Emirates Insurance Co PSC was 4.40% per year. The lowest was 0.00% per year. And the median was 2.20% per year.

As of today (2026-06-28), Emirates Insurance Co PSC's current stock price is د.إ8.10. Emirates Insurance Co PSC's E10 for the quarter that ended in Dec. 2025 was د.إ0.83. Emirates Insurance Co PSC's Shiller PE Ratio of today is 9.76.

During the past 13 years, the highest Shiller PE Ratio of Emirates Insurance Co PSC was 20.65. The lowest was 1.70. And the median was 9.46.


Emirates Insurance Co PSC  (ADX:EIC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Emirates Insurance Co PSC's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=8.10/0.83
=9.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Emirates Insurance Co PSC was 20.65. The lowest was 1.70. And the median was 9.46.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Emirates Insurance Co PSC E10 Related Terms


Emirates Insurance Co PSC E10 Historical Data

* Premium members only.

The historical data trend for Emirates Insurance Co PSC's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Insurance Co PSC E10 Chart

Emirates Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.73 0.77 0.80 0.83

Emirates Insurance Co PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.77 0.78 0.82 0.83

ADX:EIC vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Insurance Co PSC Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Emirates Insurance Co PSC's Shiller PE Ratio falls into.


ADX:EIC
56GF Score
Emirates Insurance Co PSC ADX:EIC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Emirates Insurance Co PSC E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Emirates Insurance Co PSC's adjusted earnings per share data for the three months ended in Dec. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0.21/324.0540*324.0540
=0.210

Current CPI (Dec. 2025) = 324.0540.

Emirates Insurance Co PSC Quarterly Data

per share eps CPI Adj_EPS
201603 0.260 238.132 0.354
201606 0.160 241.018 0.215
201609 0.020 241.428 0.027
201612 0.140 241.432 0.188
201703 0.200 243.801 0.266
201706 0.200 244.955 0.265
201709 0.160 246.819 0.210
201712 0.180 246.524 0.237
201803 0.300 249.554 0.390
201806 0.090 251.989 0.116
201809 0.210 252.439 0.270
201812 0.160 251.233 0.206
201903 0.425 254.202 0.542
201906 0.060 256.143 0.076
201909 0.110 256.759 0.139
201912 0.270 256.974 0.340
202003 -0.081 258.115 -0.102
202006 0.440 257.797 0.553
202009 0.230 260.280 0.286
202012 0.140 260.474 0.174
202103 0.175 264.877 0.214
202106 0.080 271.696 0.095
202109 0.170 274.310 0.201
202112 0.040 278.802 0.046
202203 0.220 287.504 0.248
202206 -0.040 296.311 -0.044
202209 0.100 296.808 0.109
202212 0.040 296.797 0.044
202303 0.250 301.836 0.268
202306 0.140 305.109 0.149
202309 0.190 307.789 0.200
202312 0.250 306.746 0.264
202403 0.270 312.332 0.280
202406 0.080 314.175 0.083
202409 0.190 315.301 0.195
202412 0.200 315.605 0.205
202503 0.230 319.799 0.233
202506 0.240 322.561 0.241
202509 0.260 324.800 0.259
202512 0.210 324.054 0.210

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of د.إ0.83 mean?
Emirates Insurance Co PSC (ADX:EIC) has a E10 of د.إ0.83 as of Dec. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Emirates Insurance Co PSC and its competitors.
Is Emirates Insurance Co PSC's E10 too high?
Emirates Insurance Co PSC's current E10 is د.إ0.83. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's E10 compare to BRK.A and AIG?
Emirates Insurance Co PSC's E10 of د.إ0.83 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Emirates Insurance Co PSC and its competitors. Emirates Insurance Co PSC's current E10 is د.إ0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.36, compared to a current price of د.إ8.10 — trading 3.1% below its estimated fair value. The current E10 is د.إ0.83. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current E10 is د.إ0.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ8.10 is trading 3.1% below its estimated GF Value™ of د.إ8.36. GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.

Key valuation signals for ADX:EIC:

  • E10: د.إ0.83
  • GF Value™: د.إ8.36 vs. price of د.إ8.10 (3.1% below fair value)
  • GF Score™: 56/100

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score

Get the complete analysis for ADX:EIC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.10
Price
د.إ8.36
GF Value