Emirates Insurance Co PSC (ADX:EIC) Liabilities-to-Assets : 0.53 (As of Jun. 2026)

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ADX:EIC Emirates Insurance Co PSC ADX:EIC
60 GF Score
Price د.إ7.70
GF Value د.إ8.61
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Emirates Insurance Co PSC Liabilities-to-Assets?

Emirates Insurance Co PSC ADX:EIC 60 Liabilities-to-Assets is 0.53 as of Jun. 2026. GuruFocus rates ADX:EIC with a GF Score™ of 60/100 and a GF Value™ of د.إ8.61 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Emirates Insurance Co PSC's Total Liabilities for the quarter that ended in Jun. 2026 was د.إ1,570 Mil. Emirates Insurance Co PSC's Total Assets for the quarter that ended in Jun. 2026 was د.إ2,940 Mil. Therefore, Emirates Insurance Co PSC's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.53.


Emirates Insurance Co PSC  (ADX:EIC) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Emirates Insurance Co PSC Liabilities-to-Assets Related Terms


Emirates Insurance Co PSC Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Emirates Insurance Co PSC's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Insurance Co PSC Liabilities-to-Assets Chart

Emirates Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.42 0.47 0.47 0.54 0.52

Emirates Insurance Co PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 0.53 0.52 0.52 0.53

ADX:EIC vs BRK.A, AIG, HIG: Liabilities-to-Assets Comparison

For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emirates Insurance Co PSC Liabilities-to-Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Emirates Insurance Co PSC's Liabilities-to-Assets falls into.


ADX:EIC
60GF Score
Emirates Insurance Co PSC ADX:EIC
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Insurance Co PSC Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Emirates Insurance Co PSC's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=1484.515/2861.223
=0.52

Emirates Insurance Co PSC's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 is calculated as

Liabilities-to-Assets (Q: Jun. 2026 )=Total Liabilities/Total Assets
=1570.322/2940.166
=0.53

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.53 mean?
Emirates Insurance Co PSC (ADX:EIC) has a Liabilities-to-Assets of 0.53 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Emirates Insurance Co PSC and its competitors.
Is Emirates Insurance Co PSC's Liabilities-to-Assets too high?
Emirates Insurance Co PSC's current Liabilities-to-Assets is 0.53. Overall, Emirates Insurance Co PSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's Liabilities-to-Assets compare to BRK.A and AIG?
Emirates Insurance Co PSC's Liabilities-to-Assets of 0.53 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Insurance company?
A good Liabilities-to-Assets depends on the Insurance industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Emirates Insurance Co PSC and its competitors. Emirates Insurance Co PSC's current Liabilities-to-Assets is 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ8.61, compared to a current price of د.إ7.70 — trading 10.6% below its estimated fair value. The current Liabilities-to-Assets is 0.53. Emirates Insurance Co PSC's overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current Liabilities-to-Assets is 0.53 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ7.70 is trading 10.6% below its estimated GF Value™ of د.إ8.61. GuruFocus considers Emirates Insurance Co PSC to be Modestly Undervalued.

Key valuation signals for ADX:EIC:

  • Liabilities-to-Assets: 0.53
  • GF Value™: د.إ8.61 vs. price of د.إ7.70 (10.6% below fair value)
  • GF Score™: 60/100 with 1 warning sign

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
60GF Score

Get the complete analysis for ADX:EIC

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ7.70
Price
د.إ8.61
GF Value