Emirates Insurance Co PSC (ADX:EIC) Retained Earnings: د.إ267.3 Mil (As of Dec. 2025)

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ADX:EIC Emirates Insurance Co PSC ADX:EIC
56 GF Score
Price د.إ8.10
GF Value د.إ8.47
Valuation Fairly Valued
! 1 Warning Sign
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What is Emirates Insurance Co PSC Retained Earnings?

Emirates Insurance Co PSC ADX:EIC 56 Retained Earnings is د.إ267.3 Mil as of Dec. 2025. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.47 (Fairly Valued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Emirates Insurance Co PSC's retained earnings for the quarter that ended in Dec. 2025 was د.إ267.3 Mil.

Emirates Insurance Co PSC's quarterly retained earnings increased from Jun. 2025 (د.إ147.8 Mil) to Sep. 2025 (د.إ231.1 Mil) and increased from Sep. 2025 (د.إ231.1 Mil) to Dec. 2025 (د.إ267.3 Mil).

Emirates Insurance Co PSC's annual retained earnings increased from Dec. 2023 (د.إ190.2 Mil) to Dec. 2024 (د.إ230.3 Mil) and increased from Dec. 2024 (د.إ230.3 Mil) to Dec. 2025 (د.إ267.3 Mil).


Emirates Insurance Co PSC  (ADX:EIC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Emirates Insurance Co PSC Retained Earnings Historical Data

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The historical data trend for Emirates Insurance Co PSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Insurance Co PSC Retained Earnings Chart

Emirates Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 130.52 102.12 190.23 230.33 267.33

Emirates Insurance Co PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 230.33 186.27 147.84 231.07 267.33
ADX:EIC
56GF Score
Emirates Insurance Co PSC ADX:EIC
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Insurance Co PSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ267.3 Mil mean?
Emirates Insurance Co PSC (ADX:EIC) has a Retained Earnings of د.إ267.3 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Emirates Insurance Co PSC and its competitors.
Is Emirates Insurance Co PSC's Retained Earnings too high?
Emirates Insurance Co PSC's current Retained Earnings is د.إ267.3 Mil. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's Retained Earnings compare to BRK.A and AIG?
Emirates Insurance Co PSC's Retained Earnings of د.إ267.3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Emirates Insurance Co PSC and its competitors. Emirates Insurance Co PSC's current Retained Earnings is د.إ267.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.47, compared to a current price of د.إ8.10 — trading 4.4% below its estimated fair value. The current Retained Earnings is د.إ267.3 Mil. Emirates Insurance Co PSC's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current Retained Earnings is د.إ267.3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ8.10 is trading 4.4% below its estimated GF Value™ of د.إ8.47. GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.

Key valuation signals for ADX:EIC:

  • Retained Earnings: د.إ267.3 Mil
  • GF Value™: د.إ8.47 vs. price of د.إ8.10 (4.4% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score

Get the complete analysis for ADX:EIC

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.10
Price
د.إ8.47
GF Value