Emirates Insurance Co PSC (ADX:EIC) ROC %: 0.00% (As of Dec. 2025)


ADX:EIC Emirates Insurance Co PSC ADX:EIC
56 GF Score
Price د.إ8.10
GF Value د.إ8.36
Valuation Fairly Valued
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What is Emirates Insurance Co PSC ROC %?

Emirates Insurance Co PSC ADX:EIC 56 ROC % is 0.00% as of Dec. 2025. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.36 (Fairly Valued).

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. Emirates Insurance Co PSC's annualized return on capital (ROC %) for the quarter that ended in Dec. 2025 was 0.00%.

As of today (2026-06-26), Emirates Insurance Co PSC's WACC % is 10.46%. Emirates Insurance Co PSC's ROC % is 0.00% (calculated using TTM income statement data). Emirates Insurance Co PSC earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Emirates Insurance Co PSC  (ADX:EIC) ROC % Explanation

ROC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROIC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Emirates Insurance Co PSC's WACC % is 10.46%. Emirates Insurance Co PSC's ROC % is 0.00% (calculated using TTM income statement data). Emirates Insurance Co PSC earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Emirates Insurance Co PSC ROC % Related Terms


Emirates Insurance Co PSC ROC % Historical Data

* Premium members only.

The historical data trend for Emirates Insurance Co PSC's ROC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Emirates Insurance Co PSC ROC % Chart

Emirates Insurance Co PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Emirates Insurance Co PSC Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ADX:EIC
56GF Score
Emirates Insurance Co PSC ADX:EIC
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Emirates Insurance Co PSC ROC % Calculation

Emirates Insurance Co PSC's annualized Return on Capital (ROC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=0 * ( 1 - 7.21% )/( (2634.27365 + 2601.1525)/ 2 )
=0/2617.713075
=0.00 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=2935.847 - 55.864 - ( 276.573 - 5% * 617.273 )
=2634.27365

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=2861.223 - 29.498 - ( 265.458 - 5% * 697.71 )
=2601.1525

Emirates Insurance Co PSC's annualized Return on Capital (ROC %) for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=0 * ( 1 - 7.83% )/( (2567.8293 + 2575.95925)/ 2 )
=0/2571.894275
=0.00 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=2807.911 - 5.36 - ( 242.729 - 5% * 160.146 )
=2567.8293

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=2861.223 - 29.498 - ( 265.458 - 5% * 193.845 )
=2575.95925

Note: The EBIT data used here is four times the quarterly (Dec. 2025) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROC % →
What does a ROC % of 0.00% mean?
Emirates Insurance Co PSC (ADX:EIC) has a ROC % of 0.00% as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Emirates Insurance Co PSC and its competitors.
Is Emirates Insurance Co PSC's ROC % too high?
Emirates Insurance Co PSC's current ROC % is 0.00%. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's ROC % compare to BRK.A and AIG?
Emirates Insurance Co PSC's ROC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROC % is 3.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for an Insurance company?
The median ROC % among Insurance companies is 3.36, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Emirates Insurance Co PSC and its competitors. For the Insurance industry, the median ROC % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Insurance Co PSC's current ROC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.36, compared to a current price of د.إ8.10 — trading 3.1% below its estimated fair value. The current ROC % is 0.00%. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current ROC % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?

Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued. The current stock price of د.إ8.10 is trading 3.1% below its estimated GF Value™ of د.إ8.36. GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.

Key valuation signals for ADX:EIC:

  • ROC %: 0.00%
  • GF Value™: د.إ8.36 vs. price of د.إ8.10 (3.1% below fair value)
  • GF Score™: 56/100

No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Emirates Insurance Co PSC Business Description

Address EIC Building, Al Zahiya (Tourist Club), P.O.Box 3856, Abu Dhabi, ARE
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score

Get the complete analysis for ADX:EIC

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ8.10
Price
د.إ8.36
GF Value