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Emirates Insurance Co PSCADX:EIC 56 PB Ratio is 0.88 as of Jul. 17, 2026, which is 4% below its 10-year median of 0.92. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.42 (Fairly Valued). Among 497 Insurance companies, Emirates Insurance Co PSC ranks better than 76.06% on this metric.
The historical rank and industry rank for Emirates Insurance Co PSC's PB Ratio or its related term are showing as below:
ADX:EIC'
s PB Ratio Range Over the Past 10 Years
Min: 0.15 Med: 0.92 Max: 1.94
Current: 0.88
During the past 13 years, Emirates Insurance Co PSC's highest PB Ratio was 1.94. The lowest was 0.15. And the median was 0.92.
ADX:EIC's PB Ratio is ranked better than 76.06% of 497
companies
in the Insurance industry
Industry Median: 1.41
vs ADX:EIC: 0.88
During the past 12 months, Emirates Insurance Co PSC's average Book Value Per Share Growth Rate was 2.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 6.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Emirates Insurance Co PSC was 11.80% per year. The lowest was -20.70% per year. And the median was 1.80% per year.
Back to Basics: PB Ratio
Emirates Insurance Co PSC (ADX:EIC) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Emirates Insurance Co PSC PB Ratio Related Terms
Emirates Insurance Co PSC PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Insurance Co PSC PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's PB Ratio distribution charts can be found below:
* The bar in red indicates where Emirates Insurance Co PSC's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Emirates Insurance Co PSC (ADX:EIC) has a PB Ratio of 0.88 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Emirates Insurance Co PSC and its competitors. This is near median its historical median of 0.92. Over the past decade, Emirates Insurance Co PSC's PB Ratio has ranged from 0.15 to 1.94. According to the industry distribution chart, Emirates Insurance Co PSC ranks #119 out of 497 companies in the Insurance industry, placing it in the top 23.9%.
Is Emirates Insurance Co PSC's PB Ratio too high?
Emirates Insurance Co PSC's current PB Ratio of 0.88 is near median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 1.94. The Insurance industry median PB Ratio is 1.41. Emirates Insurance Co PSC's value of 0.88 is 37.6% below this industry median. Based on the distribution chart, Emirates Insurance Co PSC ranks #119 out of 497 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's PB Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Emirates Insurance Co PSC ranks #119 out of 497 companies for PB Ratio. This places Emirates Insurance Co PSC in the top 24% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.41. Emirates Insurance Co PSC's value of 0.88 is 37.6% below this benchmark. Historically, Emirates Insurance Co PSC's own PB Ratio has ranged from 0.15 to 1.94 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 1.41, Emirates Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Insurance Co PSC's current PB Ratio of 0.88 is 37.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Emirates Insurance Co PSC and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Insurance Co PSC's current PB Ratio is 0.88, which is near median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.42, compared to a current price of د.إ8.10 — trading 3.8% below its estimated fair value. The current PB Ratio is 0.88, which is near median its 10-year median of 0.92 and 37.6% below the Insurance industry median of 1.41. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current PB Ratio is 0.88 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ8.10 is trading 3.8% below its estimated GF Value™ of د.إ8.42.
GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.
Key valuation signals for ADX:EIC:
PB Ratio: 0.88 (near median its 10-year median of 0.92)
GF Value™: د.إ8.42 vs. price of د.إ8.10 (3.8% below fair value)
Industry Position: 37.6% below the Insurance median (#119 of 497)
No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score
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