Emirates Insurance Co PSCADX:EIC 56 Net Margin % is 15.49% as of Dec. 2025, which is 11% below its 10-year median of 17.44. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.36 (Fairly Valued). Among 501 Insurance companies, Emirates Insurance Co PSC ranks better than 82.44% on this metric.
The historical rank and industry rank for Emirates Insurance Co PSC's Net Margin % or its related term are showing as below:
ADX:EIC'
s Net Margin % Range Over the Past 10 Years
Min: 11.67 Med: 17.44 Max: 22.27
Current: 19.73
ADX:EIC's Net Margin % is ranked better than 82.44% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs ADX:EIC: 19.73
Emirates Insurance Co PSC (ADX:EIC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Emirates Insurance Co PSC Net Margin % Related Terms
Emirates Insurance Co PSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:EIC vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Insurance Co PSC Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Emirates Insurance Co PSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Insurance Co PSC (ADX:EIC) has a Net Margin % of 15.49% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Emirates Insurance Co PSC and its competitors. This is 11% below median its historical median of 17.44. Over the past decade, Emirates Insurance Co PSC's Net Margin % has ranged from 11.67 to 22.27. According to the industry distribution chart, Emirates Insurance Co PSC ranks #88 out of 501 companies in the Insurance industry, placing it in the top 17.6%.
Is Emirates Insurance Co PSC's Net Margin % too high?
Emirates Insurance Co PSC's current Net Margin % of 15.49% is 11% below median its 10-year median of 17.44. Over the past 10 years, this metric has ranged from a low of 11.67 to a high of 22.27. The Insurance industry median Net Margin % is 9.29. Emirates Insurance Co PSC's value of 15.49% is 66.7% above this industry median. Based on the distribution chart, Emirates Insurance Co PSC ranks #88 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Emirates Insurance Co PSC ranks #88 out of 501 companies for Net Margin %. This places Emirates Insurance Co PSC in the top 18% of its industry — outperforming the majority of peers. The industry median Net Margin % is 9.29. Emirates Insurance Co PSC's value of 15.49% is 66.7% above this benchmark. Historically, Emirates Insurance Co PSC's own Net Margin % has ranged from 11.67 to 22.27 over the past decade. While the company's 10-year median is 17.44 vs. the industry median of 9.29, Emirates Insurance Co PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Insurance Co PSC's current Net Margin % of 15.49% is 66.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Emirates Insurance Co PSC and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Insurance Co PSC's current Net Margin % is 15.49%, which is 11% below median its own 10-year median of 17.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.36, compared to a current price of د.إ8.10 — trading 3.1% below its estimated fair value. The current Net Margin % is 15.49%, which is 11% below median its 10-year median of 17.44 and 66.7% above the Insurance industry median of 9.29. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current Net Margin % is 15.49% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ8.10 is trading 3.1% below its estimated GF Value™ of د.إ8.36.
GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.
Key valuation signals for ADX:EIC:
Net Margin %: 15.49% (11% below median its 10-year median of 17.44)
GF Value™: د.إ8.36 vs. price of د.إ8.10 (3.1% below fair value)
Industry Position: 66.7% above the Insurance median (#88 of 501)
No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score
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