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Emirates Insurance Co PSCADX:EIC 56 PE Ratio (TTM) is 8.62 as of Jul. 14, 2026, which is 12% below its 10-year median of 9.84. GuruFocus rates ADX:EIC with a GF Score™ of 56/100 and a GF Value™ of د.إ8.41 (Fairly Valued). Among 445 Insurance companies, Emirates Insurance Co PSC ranks better than 71.91% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-14), Emirates Insurance Co PSC's share price is
د.إ8.10.
Emirates Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.94. Therefore, Emirates Insurance Co PSC's PE Ratio (TTM) for today is 8.62.
The historical rank and industry rank for Emirates Insurance Co PSC's PE Ratio (TTM) or its related term are showing as below:
ADX:EIC'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 1.72 Med: 9.84 Max: 25
Current: 8.62
During the past 13 years, the highest PE Ratio (TTM) of Emirates Insurance Co PSC was 25.00. The lowest was 1.72. And the median was 9.84.
ADX:EIC's PE Ratio (TTM) is ranked better than 71.91% of 445
companies
in the Insurance industry
Industry Median: 12.35
vs ADX:EIC: 8.62
During the past 12 months, Emirates Insurance Co PSC's average EPS without NRIGrowth Rate was 25.70% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 36.00% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 10.40% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 1.50% per year.
During the past 13 years, Emirates Insurance Co PSC's highest 3-Year average EPS without NRI Growth Rate was 36.00% per year. The lowest was -21.00% per year. And the median was -0.50% per year.
Emirates Insurance Co PSC (ADX:EIC) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Emirates Insurance Co PSC PE Ratio (TTM) Related Terms
Emirates Insurance Co PSC PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:EIC vs BRK.A, AIG, HIG: PE Ratio (TTM) Comparison
For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Insurance Co PSC PE Ratio (TTM) vs Insurance Industry
For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Emirates Insurance Co PSC's PE Ratio (TTM) falls into.
Emirates Insurance Co PSC PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Emirates Insurance Co PSC's Share Price of today is د.إ8.10.
Emirates Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.94.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Emirates Insurance Co PSC (ADX:EIC) has a PE Ratio (TTM) of 8.62 as of Jul. 14, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Emirates Insurance Co PSC and its competitors. This is 12% below median its historical median of 9.84. Over the past decade, Emirates Insurance Co PSC's PE Ratio (TTM) has ranged from 1.72 to 25.00. According to the industry distribution chart, Emirates Insurance Co PSC ranks #125 out of 445 companies in the Insurance industry, placing it in the top 28.1%.
Is Emirates Insurance Co PSC's PE Ratio (TTM) too high?
Emirates Insurance Co PSC's current PE Ratio (TTM) of 8.62 is 12% below median its 10-year median of 9.84. Over the past 10 years, this metric has ranged from a low of 1.72 to a high of 25.00. The Insurance industry median PE Ratio (TTM) is 12.35. Emirates Insurance Co PSC's value of 8.62 is 30.2% below this industry median. Based on the distribution chart, Emirates Insurance Co PSC ranks #125 out of 445 companies in the Insurance industry, which is above the industry midpoint. Overall, Emirates Insurance Co PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's PE Ratio (TTM) compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Emirates Insurance Co PSC ranks #125 out of 445 companies for PE Ratio (TTM). This puts Emirates Insurance Co PSC in the upper half of its industry. The industry median PE Ratio (TTM) is 12.35. Emirates Insurance Co PSC's value of 8.62 is 30.2% below this benchmark. Historically, Emirates Insurance Co PSC's own PE Ratio (TTM) has ranged from 1.72 to 25.00 over the past decade. While the company's 10-year median is 9.84 vs. the industry median of 12.35, Emirates Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 12.35, based on 445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Insurance Co PSC's current PE Ratio (TTM) of 8.62 is 30.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Emirates Insurance Co PSC and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 12.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Insurance Co PSC's current PE Ratio (TTM) is 8.62, which is 12% below median its own 10-year median of 9.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.41, compared to a current price of د.إ8.10 — trading 3.7% below its estimated fair value. The current PE Ratio (TTM) is 8.62, which is 12% below median its 10-year median of 9.84 and 30.2% below the Insurance industry median of 12.35. Emirates Insurance Co PSC's overall GF Score™ is 56/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current PE Ratio (TTM) is 8.62 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ8.10 is trading 3.7% below its estimated GF Value™ of د.إ8.41.
GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.
Key valuation signals for ADX:EIC:
PE Ratio (TTM): 8.62 (12% below median its 10-year median of 9.84)
GF Value™: د.إ8.41 vs. price of د.إ8.10 (3.7% below fair value)
Industry Position: 30.2% below the Insurance median (#125 of 445)
No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
56GF Score
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