ATLO (Ames National) Construction Loans (USD Mil): 62.15 (As of Mar. 2026)

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ATLO Ames National Corp ATLO
60 GF Score
Price $30.59
GF Value $24.14
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ames National Construction Loans (USD Mil)?

Ames National ATLO +1.63% 60 Construction Loans (USD Mil) is 62.15 as of Mar. 2026. GuruFocus rates ATLO with a GF Score™ of 60/100 and a GF Value™ of $24.14 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Ames National's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 62.15 , which is higher than 61.85 for the pervious quarter ended in Dec. 2025.

Ames National's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 61.85 , which is higher than 59.28 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Ames National's Construction Loans (USD Mil) or its related term are showing as below:


Ames National Construction Loans (USD Mil) Historical Data

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The historical data trend for Ames National's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ames National Construction Loans (USD Mil) Chart

Ames National Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Ames NationalQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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ATLO vs HWBK, ISBA, FXNC: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Ames National's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ATLO
60GF Score
Ames National Corp ATLO
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 62.15 mean?
Ames National (ATLO) has a Construction Loans (USD Mil) of 62.15 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Ames National and its competitors.
Is Ames National's Construction Loans (USD Mil) too high?
Ames National's current Construction Loans (USD Mil) is 62.15. Overall, Ames National has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's Construction Loans (USD Mil) compare to HWBK and ISBA?
Ames National's Construction Loans (USD Mil) of 62.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Ames National and its competitors. Ames National's current Construction Loans (USD Mil) is 62.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.14, compared to a current price of $30.59 — trading 26.7% above its estimated fair value. The current Construction Loans (USD Mil) is 62.15. Ames National's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Ames National (ATLO), the current Construction Loans (USD Mil) is 62.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ames National (ATLO) Overvalued in 2026?

Based on GuruFocus' analysis, Ames National stock appears to be overvalued. The current stock price of $30.59 is trading 26.7% above its estimated GF Value™ of $24.14. GuruFocus considers Ames National to be Modestly Overvalued.

Key valuation signals for ATLO:

  • Construction Loans (USD Mil): 62.15
  • GF Value™: $24.14 vs. price of $30.59 (26.7% above fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ames National Business Description

Address 323 Sixth Street, Ames, IA, USA, 50010
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
60GF Score

Get the complete analysis for ATLO

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.59
Price
$24.14
GF Value