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Ames NationalATLO +1.22%59 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates ATLO with a GF Score™ of 59/100 and a GF Value™ of $25.58 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,405 Banks companies, Ames National ranks worse than 71174.31% on this metric.
During the past 12 months, Ames National's average EPS without NRI Growth Rate was 67.50% per year.
During the past 5 years, the average EPS without NRI Growth Rate was -7.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was -0.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Ames National was 36.10% per year. The lowest was -26.90% per year. And the median was 3.10% per year.
Ames National (NAS:ATLO) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Ames National 3-Year EPS without NRI Growth Rate Related Terms
ATLO vs QNBC, FNRN, FRAF: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Ames National's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ames National 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Ames National's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Ames National's 3-Year EPS without NRI Growth Rate falls into.
Ames National 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 0.00% mean?
Ames National (ATLO) has a 3-Year EPS without NRI Growth Rate of 0.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Ames National and its competitors. According to the industry distribution chart, Ames National ranks #999999 out of 1405 companies in the Banks industry.
Is Ames National's 3-Year EPS without NRI Growth Rate too high?
Ames National's current 3-Year EPS without NRI Growth Rate is 0.00%. Based on the distribution chart, Ames National ranks #999999 out of 1405 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ames National has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ames National's 3-Year EPS without NRI Growth Rate compare to QNBC and FNRN?
According to the Banks industry distribution chart, Ames National ranks #999999 out of 1405 companies for 3-Year EPS without NRI Growth Rate. This places Ames National in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,405 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Ames National and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ames National's current 3-Year EPS without NRI Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ames National stock overvalued right now?
Based on GuruFocus' analysis, Ames National (ATLO) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.58, compared to a current price of $32.49 — trading 27% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 0.00%. Ames National's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Ames National (ATLO), the current 3-Year EPS without NRI Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ames National (ATLO) Overvalued in 2026?
Based on GuruFocus' analysis, Ames National stock appears to be overvalued.
The current stock price of $32.49 is trading 27% above its estimated GF Value™ of $25.58.
GuruFocus considers Ames National to be Modestly Overvalued.
Key valuation signals for ATLO:
3-Year EPS without NRI Growth Rate: 0.00%
GF Value™: $25.58 vs. price of $32.49 (27% above fair value)
No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
59GF Score
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