ATLO (Ames National) Altman Z-Score


ATLO Ames National Corp ATLO
59 GF Score
Price $30.21
GF Value $24.11
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Ames National Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

ATLO
59GF Score
Ames National Corp ATLO
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Ames National (ATLO) Overvalued in 2026?

Based on GuruFocus' analysis, Ames National stock appears to be overvalued. The current stock price of $30.21 is trading 25.3% above its estimated GF Value™ of $24.11. GuruFocus considers Ames National to be Modestly Overvalued.

Key valuation signals for ATLO:

  • Altman Z-Score:
  • GF Value™: $24.11 vs. price of $30.21 (25.3% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the ATLO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ames National Business Description

Address 323 Sixth Street, Ames, IA, USA, 50010
Ames National Corporation is a bank holding company based in the United States. Through its subsidiaries, it provides a range of banking and other financial products and services to customers in Iowa, mainly in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union in central, north-central, and south-central Iowa. The Group offers several financial products and services, including checking and savings accounts, time deposits, commercial, construction, and agricultural loans, personal loans, lines of credit, cash management services, merchant credit card processing, safe deposit boxes, and ATM services, among others. It caters to the banking needs of a diverse range of customers, including individuals, businesses, professionals, and enterprises.
59GF Score

Get the complete analysis for ATLO

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.21
Price
$24.11
GF Value